$875,000
Active309 Shreve St, Punta Gorda, FL 33950
2 beds · 2 baths · 1,193 sq ft
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7530618
16 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. CHARMING VICTORIAN-INSPIRED HOME ON AN OVERSIZED 31,580-SQ.-FT. LOT IN PUNTA GORDA’S HISTORIC DISTRICT! Built in 2014, this distinctive 2-bedroom, 1.5-bath home offers 1,193 square feet of living space, an attached garage, and a desirable location just two blocks from Charlotte Harbor. Zoned NR-10, the expansive homesite may offer potential for subdivision, subject to City of Punta Gorda requirements, approvals, minimum lot standards, and buyer verification. Elevated above FEMA flood requirements in effect at the time of construction, the home combines Victorian-inspired character with modern conveniences. The attractive exterior showcases a covered wraparound-style front porch, decorative railings, architectural columns, and a welcoming entry. Mature tropical landscaping and a generous lawn complement the oversized setting and provide plenty of outdoor space. Inside, wood laminate flooring flows throughout, complemented by crown molding and abundant natural light. The open living and dining area features a tray ceiling, recessed lighting, and a ceiling fan, providing a comfortable and versatile space for relaxing and entertaining. Overlooking the living and dining areas, the kitchen offers an abundance of warm wood cabinetry, granite countertops, stainless steel appliances, recessed lighting, and a ceiling fan. A window above the sink adds natural light, while ample counter space makes meal preparation and serving easy. A peninsula with additional cabinetry and a raised breakfast bar provides extra workspace and casual seating. The primary bedroom features crown molding, recessed lighting, a ceiling fan, multiple windows, and plenty of room for a king-size bed and additional furnishings. A large walk-in closet plus a separate hanging closet provides excellent storage. Both bedrooms have access to the full bath, featuring a granite-topped wood vanity, undermount sink, ample cabinetry, large mirror, and a tiled Roman shower with an open, doorless entry. A window in the shower area adds natural light. The second bedroom is well suited for guests, a home office, or flex space. A separate half bath and laundry room are located off the living area, with the laundry room providing direct access to the attached garage. Overhead garage storage racks help keep belongings organized while leaving floor space available for vehicle parking. Impact-resistant windows and an impact-resistant front entry door provide added storm protection. Enjoy convenient access to Gilchrist Park, History Park, Fishermen’s Village, the library, Charlotte Harbor, and downtown Punta Gorda, where you'll find restaurants, shopping, entertainment, waterfront parks, and year-round community events. This unique property offers an appealing combination of Victorian-inspired charm, an exceptionally large homesite, and proximity to Punta Gorda’s waterfront and downtown attractions.
Facts
- Property type
- Single Family Residence
- Year built
- 2014
- Living area
- 1,193 sqft
- Lot size
- 0.72 acres
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,160/yr
- Listed
- 2026-09-14
- MLS #
- C7530618
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 309 SHREVE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,917
$4,424 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,424
- Property taxes
- $763
- Homeowners insurance
- $729
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,917
Over the life of the loan
- Loan amount
- $700,000
- Down payment
- $175,000
- Total interest
- $892,811
- Principal + interest paid
- $1,592,811
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
309 Shreve St, Punta Gorda, FL 33950
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7530618 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



