$299,000
Active16426 Queen Palm Dr, Port Charlotte, FL 33953
3 beds · 2 baths · 1,500 sq ft
Listing courtesy of BLUE LIGHTHOUSE REALTY INC · MLS# O6440959
14 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this beautifully upgraded, never lived in, Ryan Homes Century model, ideally situated on a peaceful lake in The West Port Community. This thoughtfully designed three-bedroom, two-bath home offers approximately 1,500 square feet of comfortable, open-concept living space. Built with an impressive collection of available builder upgrades, the home combines modern finishes with effortless Florida living. The spacious kitchen flows seamlessly into the dining and living areas, creating an inviting setting for entertaining and everyday enjoyment. A private primary suite, two additional bedrooms, an attached two-car garage, and tranquil lake views complete this exceptional property. Conveniently located near Centennial Park, shopping, dining, golf, recreation, and the Gulf beaches and fishing, this move-in-ready home offers style, comfort, and a desirable waterfront setting.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Living area
- 1,500 sqft
- Lot size
- 0.14 acres
- Waterfront
- Yes · 50 ft
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $6,958/yr
- Monthly fees
- $16/mo
- Listed
- 2026-09-10
- MLS #
- O6440959
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 16426 QUEEN PALM DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,357
$1,512 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,512
- Property taxes
- $580
- Homeowners insurance
- $249
- Flood insurance
- $0
- HOA / condo fees
- $16
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,357
Over the life of the loan
- Loan amount
- $239,200
- Down payment
- $59,800
- Total interest
- $305,086
- Principal + interest paid
- $544,286
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
16426 Queen Palm Dr, Port Charlotte, FL 33953
Listing courtesy of BLUE LIGHTHOUSE REALTY INC · MLS# O6440959 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
