$1,149,000
Active8178 Little Gasparilla Is, Placida, FL 33946
3 beds · 2 baths · 1,564 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# P4939883
8 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
BAYFRONT HOME WITH A PRIVATE DOCK! Enjoy island living on Little Gasparilla Island, a bridgeless barrier island accessible only by private boat or water taxi. This property includes three separate parcels totaling approximately .37 acres with 350 feet of depth and 50 feet of bay frontage, plus a private dock and beautiful views of the bay and Gulf. Inside, large windows bring natural light into the open floor plan, while the spacious kitchen features an extra-long island and ample storage. Tongue-and-groove wood ceilings add warmth to the main living area, and the home is being sold fully furnished. With 3 bedrooms, 2 bathrooms, and multiple screened, covered, and open-air living spaces, there are plenty of ways to enjoy the coastal surroundings and watch for dolphins, manatees, and passing boats. Additional features include a new metal roof, A/C replaced in 2021, outdoor shower, kayak/SUP storage, exterior elevator, and plenty of storage for beach and boating gear. Explore the island by golf cart, or enjoy easy access to more than 3 miles of uncrowded Gulf beaches just steps from the home. Whether used as a vacation retreat, rental investment, or full-time residence, this property offers a unique opportunity to experience the relaxed island lifestyle of Little Gasparilla Island.
Facts
- Property type
- Single Family Residence
- Year built
- 1991
- Living area
- 1,564 sqft
- Lot size
- 0.37 acres
- Waterfront
- Yes · 58 ft
- Water access
- Bay/Harbor, Beach, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- AE/VE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,942/yr
- Listed
- 2026-09-14
- MLS #
- P4939883
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8178 LITTLE GASPARILLA IS. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$7,346
$5,810 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,810
- Property taxes
- $579
- Homeowners insurance
- $958
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $7,346
Over the life of the loan
- Loan amount
- $919,200
- Down payment
- $229,800
- Total interest
- $1,172,389
- Principal + interest paid
- $2,091,589
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8178 Little Gasparilla Is, Placida, FL 33946
Listing courtesy of COLDWELL BANKER REALTY · MLS# P4939883 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
