$39,999
Active8097 Dimstead St, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of HANK BRILL PROPERTIES LLC · MLS# D6145941
268 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- buildable duplex lot
- deed-restricted community
- rental income potential
- beach proximity
- boating access
AI-selected highlights from the listing description below.
Live in One. Rent the Other. Let Your Home Pay You Back. This buildable duplex lot in South Gulf Cove is perfect for buyers who want more than just a place to live. Build a brand-new duplex, occupy one unit, and rent the other to offset—or potentially cover—your mortgage. Located in a quiet, deed-restricted community near beaches, boating, and shopping, South Gulf Cove offers Florida living with investment upside baked in. Whether you’re a first-time investor or a savvy homeowner looking to house-hack, this lot gives you flexibility, income potential, and future appreciation.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE*
- Annual taxes
- $1,277/yr
- Monthly fees
- $10/mo
- Listed
- Feb 2, 2026
- MLS #
- D6145941
Price & status history
- Listed for $45,000
- Price reduced to $39,999
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8097 DIMSTEAD ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$519
$202 of that is principal & interest. 61% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $202
- Property taxes
- $106
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $519
Over the life of the loan
- Loan amount
- $31,999
- Down payment
- $8,000
- Total interest
- $40,813
- Principal + interest paid
- $72,812
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8097 Dimstead St, Port Charlotte, FL 33981
Listing courtesy of HANK BRILL PROPERTIES LLC · MLS# D6145941 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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