$495,000
Active2503 Bispham Rd, Sarasota, FL 34231
2 beds · 2 baths · 1,300 sq ft
Listing courtesy of KW COASTAL LIVING III · MLS# A4706269
15 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
WELCOME TO THE GULF GATE LIFESTYLE—JUST MINUTES FROM SIESTA KEY! Location, charm, and the Florida lifestyle come together in this beautifully maintained home in Sarasota’s highly sought-after, deed-restricted GULF GATE community. With a BRAND-NEW HVAC SYSTEM (2026) and NEW ATTIC INSULATION (2026) already completed, this inviting home combines classic character with valuable recent improvements. From the moment you step inside, you’ll appreciate the warmth of the BEAUTIFUL HARDWOOD FLOORS, abundant natural light, and comfortable, welcoming layout. A large picture window fills the spacious living room with Florida sunshine, while the adjoining dining area features a sliding wall that opens to the enclosed lanai—creating an effortless connection between indoor and outdoor living. And this home was made for enjoying Florida! Beyond the lanai, an expansive COVERED PORCH AND SCREENED PATIO provide plenty of space for outdoor dining, entertaining, morning coffee, or simply relaxing and enjoying Sarasota’s year-round sunshine. The bright galley kitchen features crisp white cabinetry, while the generously sized laundry room offers extensive built-in storage. In fact, STORAGE IS EVERYWHERE in this home. The oversized garage features three additional storage closets and pull-down attic access, while the hallway includes a coat closet, linen closet, and an exceptionally large shelved storage closet. The primary bedroom offers the privacy of an EN SUITE BATH with a WALK-IN SHOWER, while the second bedroom is conveniently located near the main bath. Step outside into the LARGE, FULLY FENCED BACKYARD and discover your own private slice of Florida. Gather around the fire pit, unwind in the hot tub (conveyed as-is), entertain under the covered outdoor spaces, or enjoy fresh fruit from your own mature AVOCADO, BABY BANANA, AND MANGO TREES. There’s plenty of space to garden, play, entertain, or personalize the backyard to fit your lifestyle. Best of all, you’re in GULF GATE, one of Sarasota’s most established and conveniently located communities. Spend the morning on the powdery white sands of SIESTA KEY BEACH, approximately 15 minutes away, enjoy the restaurants, shops, and local favorites of the Gulf Gate area just minutes from home, or head approximately 20 minutes to DOWNTOWN SARASOTA for dining, arts, entertainment, and waterfront activities. Convenient access to I-75 makes exploring everything Sarasota and the Gulf Coast have to offer even easier. NEW HVAC. NEW ATTIC INSULATION. HARDWOOD FLOORS. EXPANSIVE OUTDOOR LIVING. A LARGE FENCED YARD. INCREDIBLE STORAGE. AND A GULF GATE LOCATION MINUTES FROM SIESTA KEY. This isn’t just a place to call home—it’s an opportunity to enjoy the Sarasota lifestyle so many come to Florida looking for. Come see why Gulf Gate continues to be one of Sarasota’s most loved neighborhoods and make this Florida home your own!
Facts
- Property type
- Single Family Residence
- Year built
- 1965
- Living area
- 1,300 sqft
- Lot size
- 0.28 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,958/yr
- Monthly fees
- $6/mo
- Listed
- 2026-09-14
- MLS #
- A4706269
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2503 BISPHAM RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,335
$2,503 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,503
- Property taxes
- $413
- Homeowners insurance
- $413
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,335
Over the life of the loan
- Loan amount
- $396,000
- Down payment
- $99,000
- Total interest
- $505,076
- Principal + interest paid
- $901,076
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2503 Bispham Rd, Sarasota, FL 34231
Listing courtesy of KW COASTAL LIVING III · MLS# A4706269 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



