$425,000
Active3200 Bay Ridge Way, Port Charlotte, FL 33953
3 beds · 2 baths · 2,107 sq ft
Open house
- Sun, Oct 4 · 1–4 PM
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# D6148812
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Country Club inspired resort-style living meets tranquil lakefront privacy in Riverwood, one of Southwest Florida’s premier amenity-rich golf communities. Situated at the end of a cul-de-sac, this beautifully maintained pool home offers serene lake views, desirable southwest rear exposure, and a private outdoor setting ideal for enjoying the Florida lifestyle. The open-concept kitchen, breakfast nook, and family room showcase spectacular pool and water views, while the kitchen features 42-inch cabinetry, granite countertops, and stainless-steel appliances. The lake-view primary suite offers two walk-in closets and direct access to the pool and lanai. Recent updates include a 2024 metal roof, 2024 panoramic pool cage, and new 2026 A/C with transferable warranty. Accordion shutters accommodate the stamped-concrete lanai along with tropical landscaping, and paver driveway adding to the home’s appeal. Riverwood spans approximately 1,300 acres of beautifully landscaped grounds, lakes, golf, and natural preserves, with an exceptional selection of amenities including resort and lap pools, spa, fitness center, pickle ball, Har-Tru tennis, bocce, croquet, dog park, tiki area, amenity center, social activities, and planned events. The community is also home to a nationally recognized 18-hole championship golf course, with optional membership plans available, plus a clubhouse overlooking the course. A community storage area for boats and RVs is available, subject to availability and additional fees. Conveniently located along the Myakka River and near beaches, fishing, dining, and additional golf, this home delivers the ideal blend of privacy, recreation, and Southwest Florida resort living.
Facts
- Property type
- Single Family Residence
- Year built
- 1997
- Living area
- 2,107 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 75 ft
- Water access
- Lake
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northeast
- Furnished
- Partially
- Flood zone
- AE
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $5,396/yr
- Monthly fees
- $170/mo
- Listed
- 2026-09-15
- MLS #
- D6148812
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3200 BAY RIDGE WAY. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,123
$2,149 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $450
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $170
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,123
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3200 Bay Ridge Way, Port Charlotte, FL 33953
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# D6148812 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
