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$725,000

Active

15392 Aldama Cir, Port Charlotte, FL 33981

5 beds · 4 baths · 3,159 sq ft

Open house

  • Sat, Oct 3 · 1–3 PM

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6148821

7 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to an exceptional waterfront residence with gulf access in South Gulf Cove, one of Southwest Florida’s sought-after boating communities in Port Charlotte. Offering more than 3,100 square feet of beautifully designed living space, this spacious five-bedroom, four-bath home combines refined comfort, thoughtful upgrades, impressive architectural details, and an unparalleled waterfront lifestyle. For boating enthusiasts, this property offers an exceptional setup. The dock was built in 2019 and is equipped with a 10,000-pound electric boat lift, providing a convenient and secure way to store and access your boat. An incredible opportunity to enjoy the waterways and take advantage of Southwest Florida’s coastal lifestyle. This residence was designed with both entertaining and everyday living in mind. The expansive floor plan features 10-foot ceilings throughout, creating an immediate sense of openness and grandeur, while upgraded ceramic tile, high baseboards, rounded architectural corners, and both tray & vaulted ceilings in the bedrooms, add character and sophistication throughout the home. At the heart of the residence is the updated kitchen, beautifully appointed with stainless-steel GE and Samsung appliances, generous cabinetry, and an inviting layout that provides both functionality and style. Whether preparing a casual breakfast or entertaining guests, the kitchen flows effortlessly into the home’s gathering spaces. The residence offers an impressive array of living and entertaining areas, including a formal living room, spacious family room, two dining areas, and a private office enclosed by elegant French doors. The office provides an ideal setting for working from home, managing a business, or creating a quiet study or library. The thoughtfully designed bedroom layout provides flexibility for family, guests, and extended stays. With five bedrooms and four full bathrooms, there is ample space for everyone. The upper level offers an especially versatile retreat featuring a large loft, full bathroom, and walk-in closet. This private upstairs space can easily function as a guest suite, media room, secondary living area, home office, or recreational space. Step outside and discover what truly sets this property apart. The outdoor living area is designed for enjoying Florida’s year-round sunshine, featuring an electric heated pool and direct waterfront access. Additional major improvements provide peace of mind, including a 2022 roof, irrigation from the canal or the county, dual A/C units, and complete hurricane protection, allowing you to enjoy the home with confidence throughout Florida’s changing seasons. Situated in South Gulf Cove, this property places you within easy reach of the best that Southwest Florida has to offer. Spend the day boating, relaxing poolside, or exploring the area’s beautiful beaches. Multiple Gulf beaches are just minutes away, while shopping, restaurants, entertainment, golf, and everyday conveniences are all just a short drive. Whether you’re searching for a permanent residence, a seasonal escape, or a waterfront home designed for entertaining, this South Gulf Cove property delivers the Florida lifestyle in exceptional fashion.

Facts

Property type
Single Family Residence
Year built
2007
Living area
3,159 sqft
Lot size
0.23 acres
Waterfront
Yes · 80 ft
Water access
Bay/Harbor, Canal - Brackish, Gulf/Ocean
Water view
Yes
Private pool
Yes
Exposure
North
Furnished
Unfurnished
Flood zone
8AE
CDD
No
55+ community
No
Annual taxes
$6,181/yr
Monthly fees
$10/mo
Listed
2026-09-21
MLS #
D6148821

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 15392 ALDAMA CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,795

$3,666 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,666
Property taxes
$515
Homeowners insurance
$604
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$4,795

Over the life of the loan

Loan amount
$580,000
Down payment
$145,000
Total interest
$739,758
Principal + interest paid
$1,319,758
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15392 Aldama Cir, Port Charlotte, FL 33981

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6148821 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:58 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]