$643,000
Active5 Reef Ct, Placida, FL 33946
3 beds · 2 baths · 1,784 sq ft
Open house
- Sun, Oct 4 · 11 AM–1 PM
Listing courtesy of LPT REALTY, LLC · MLS# TB8549903
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Lake life. Dockside sunsets. Turnkey living. Check, check, check! Step directly into paradise with this custom, 2022-built waterfront masterpiece. ONLY 4 YEARS OLD, FULLY FURNISHED, AND BUILT FOR LOW-MAINTENANCE FLORIDA LIVING, this home shows like a model while offering the ultimate peace of mind. Tucked away at the end of a quiet cul-de-sac, this exceptional property pairs wide-open water views with unparalleled privacy. Inside, the home is a masterclass in coastal elegance. Soaring ceilings, crown molding, and upgraded tile flooring run throughout the sun-drenched, open layout. Impact sliders frame the water from almost every angle, drawing you into the heart of the home. The chef’s kitchen comes fully equipped with premium quartz countertops, custom cabinetry, stainless steel appliances, a pot filler, and spacious walk-in pantry. High-end functionality defines the floor plan, highlighted by a direct-access pass-through from the primary closet straight into the laundry room. For ultimate peace of mind and comfort, advanced spray foam insulation spans the entire roof system, ensuring peak energy efficiency year-round. The outdoor oasis is where the true Florida dream comes alive. A massive 70-foot screened lanai stretches across the rear of the home, enclosing a heated pool with a custom rock waterfall and featuring a panoramic picture-window screen that perfectly frames the expansive lake views. This seamless indoor-outdoor transition is perfect for entertaining or enjoying a quiet morning coffee. Step outside the screen to find 85 feet of prime lakefront, complete with a premium composite dock—the perfect spot to relax, fish, launch a kayak, or simply settle into an Adirondack chair and take in the wide-open water views and spectacular Florida sunsets. Lush St. Augustine grass and a cost-saving, lake-fed irrigation system add to the beauty and convenience of this incredible outdoor space. Nearly new, impact protected, energy efficient, and being offered turnkey furnished, this home gives buyers the opportunity to simply unpack and start enjoying the Florida waterfront lifestyle from day one. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Living area
- 1,784 sqft
- Lot size
- 0.18 acres
- Waterfront
- Yes · 170 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,457/yr
- Monthly fees
- $13/mo
- Listed
- 2026-10-02
- MLS #
- TB8549903
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5 REEF CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,505
$3,251 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,251
- Property taxes
- $705
- Homeowners insurance
- $536
- Flood insurance
- $0
- HOA / condo fees
- $13
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,505
Over the life of the loan
- Loan amount
- $514,400
- Down payment
- $128,600
- Total interest
- $656,089
- Principal + interest paid
- $1,170,489
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5 Reef Ct, Placida, FL 33946
Listing courtesy of LPT REALTY, LLC · MLS# TB8549903 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



