$624,900
Active1920 Harbourside Dr #1003, Longboat Key, FL 34228
2 beds Β· 3 baths Β· 1,690 sq ft
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4706809
1 day on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Virtually Staged. Start your day with glowing sunrise views across Sarasota Bay from the living room, primary suite, and screened lanai, where the waterfront setting makes every moment feel like a retreat. Located within the gated waterfront enclave of Bay Isles, this spacious 2-bedroom, 2.5-bath townhome offers effortless island living with serene bay views and a flexible layout. Access to Bay Isles EXCLUSIVE Beach Club right across the street! The main living level is thoughtfully designed for everyday living and entertaining, featuring an open living and dining area complemented by a wood-burning fireplace. The kitchen offers ample space for casual meals and future customization. Large sliders extend the living space to a screened lanai overlooking the bayβan ideal spot to unwind or host guests. Hurricane shutters are already installed, offering added security and peace of mind. Upstairs, two well-proportioned bedroom suites each include private baths and walk-in closets, providing comfort and privacy for owners and guests alike. The primary suite is highlighted by a light-filled bath with an oversized soaking tub with jets and skylights above, creating a relaxing, spa-inspired atmosphere. A versatile loft area with additional skylights offers flexibility for a home office or gym, den, or reading space. On the ground level, an oversized two-car tandem garage delivers exceptional storage and functionality, with room for hobbies or a workshop. Residents of Fairway Bay enjoy a pet-friendly environment, professional on-site management, lushly landscaped walking and biking paths, and a private heated pool. Ownership also includes access to the exclusive Bay Isles Beach Club, a private Gulf-front amenity offering pavilion seating, tropical cabanas, grilling and picnic areas, beach storage, kitchen prep, and private restroom facilities. Ideally situated near the beaches, golf, dining, and shopping of Longboat Key, this townhome presents a rare opportunity to own in one of the islandβs most established and desirable communities. Optional membership in the Longboat Key Club offers access, depending on membership category, to 45 holes of championship golf, more than 20 Har-Tru tennis courts, pickleball, multiple dining venues, private beach and pool facilities, a full-service spa, fitness and wellness facilities, member events, Marina Village and the Clubβs deep-water marina.
Facts
- Property type
- Townhouse
- Year built
- 1982
- Living area
- 1,690 sqft
- Lot size
- 10.83 acres
- Waterfront
- Yes Β· 200 ft
- Water access
- Bay/Harbor, Beach, Beach - Access Deeded, Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Monthly fees
- $1,991/mo
- Listed
- Sep 24, 2026
- MLS #
- A4706809
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1920 HARBOURSIDE DR #1003. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
EstimateAssumes 1.2% of price. Charlotte and Sarasota county bills vary with millage, CDD assessments, and whether the home is homesteaded.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$6,297
$3,160 of that is principal & interest. 50% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,160
- Property taxes
- $625
- Homeowners insurance
- $521
- Flood insurance
- $0
- HOA / condo fees
- $1,991
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,297
Over the life of the loan
- Loan amount
- $499,920
- Down payment
- $124,980
- Total interest
- $637,620
- Principal + interest paid
- $1,137,540
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1920 Harbourside Dr #1003, Longboat Key, FL 34228
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4706809 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



