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$1,900,000

Active

1102 Benjamin Franklin Dr #810, Sarasota, FL 34236

3 beds · 3 baths · 1,982 sq ft

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4706938

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Beachfront Penthouse Perfection on Lido Key. Perched directly on the sands of Lido Key Beach, this beautifully reimagined 3-bedroom, 3-bath penthouse delivers priceless, uninterrupted Gulf views along with sweeping vistas to the south, a rare setting that feels like a permanent vacation. Fully renovated from the studs in 2022 and offered turnkey furnished, this residence is ready for you to simply arrive and start living the island life. Every detail was thoughtfully upgraded: wide-plank white oak LVP flooring flows throughout, complemented by all-new recessed lighting on dimmable switches for effortless ambiance. New 8-foot hurricane-impact sliders with Low-E, turtle-glass technology open the home to the water while remote-controlled privacy blinds (currently being installed) add convenience and comfort. Behind the walls, the transformation runs just as deep — all new plumbing, electrical, drywall, and insulation, giving you true peace of mind for years to come. The reconfigured, open-concept kitchen is made for entertaining, featuring stainless steel appliances, a farmhouse sink, quartz countertops, and custom cabinetry, all while framed by those same breathtaking Gulf views. The redesigned layout captures water views from nearly every room, stretching across the Intracoastal to Ted Sperling Park and Siesta Key beyond. Two spacious owner's suites, each with a private en-suite bath, offer flexibility and comfort for family or guests, and a high-efficiency Miele washer and dryer complete the move-in-ready package. Beyond your door, Lido Surf and Sand offers a full resort lifestyle: a beachfront heated pool and spa, saunas, a well-equipped fitness room, and a private beach outfitted with lounge chairs. The community's social calendar keeps life vibrant, with movie nights, dinners, BBQs, theatre outings, water aerobics, yoga, and more. This pet-friendly building recently completed a comprehensive 3-year concrete restoration and fresh exterior painting, so you can enjoy carefree island living for years ahead. Just steps away, Lido Key's finest dining, boutique shopping, and scenic biking and walking paths await. All the best of Sarasota's coastal lifestyle, right at your doorstep.

Facts

Property type
Condominium
Year built
1976
Living area
1,982 sqft
Lot size
3.8 acres
Waterfront
Yes · 400 ft
Water access
Beach
Water view
Yes
Private pool
No
Exposure
Southwest
Furnished
Turnkey
Flood zone
VE
CDD
No
55+ community
No
Annual taxes
$20,025/yr
Monthly fees
$1,927/mo
Listed
2026-09-22
MLS #
A4706938

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1102 BENJAMIN FRANKLIN DR #810. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$14,787

$9,607 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$9,607
Property taxes
$1,669
Homeowners insurance
$1,583
Flood insurance
$0
HOA / condo fees
$1,927
Mortgage insurance (PMI)
$0
Total per month
$14,787

Over the life of the loan

Loan amount
$1,520,000
Down payment
$380,000
Total interest
$1,938,676
Principal + interest paid
$3,458,676
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1102 Benjamin Franklin Dr #810, Sarasota, FL 34236

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4706938 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Oct 3 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 2, 2026, 8:53 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]