$380,000
Active18393 Hottelet Cir, Port Charlotte, FL 33948
2 beds · 2 baths · 1,461 sq ft
Listing courtesy of COMPASS FLORIDA · MLS# C7531120
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
QUICK WATER ACCESS! CHARMING 2 BEDROOM, 2 BATH WATERFRONT HOME IN A POPULAR BOATING SECTION OF PORT CHARLOTTE! Enjoy 80’ of waterfrontage along a wide Gulf-access saltwater canal, with powerboat access to Charlotte Harbor and the Gulf, just minutes to open water! This home features large windows with shutters, neutral décor to complement any color scheme, vinyl flooring in the main living areas, and a flexible layout including a living room and spacious family room. The heart of the home, the kitchen features granite countertops, stainless steel appliances, a wine fridge, and breakfast bar perfect for entertaining. The primary suite has direct access to the lanai and an ensuite bath while guests will appreciate the spacious guest bedroom with its own additional ensuite bathroom, offering added privacy and convenience. Step outside to enjoy the waterfront lifestyle with a Trek decking dock and 10,000-lb. boat lift with upgraded direct-drive motors (2021), providing easy access to the water for boating, fishing, and enjoying Southwest Florida’s beautiful waterways. The large backyard offers plenty of potential and room for a pool, while the outdoor patio provides a great space to entertain family and friends or simply relax and enjoy the outdoors. Additional features include a newer roof (2023), AC (2024), water filtration system under kitchen sink (2024), overhead re-piped plumbing, blown-in attic insulation, video doorbell, and security cameras for added peace of mind. Quiet neighborhood close to restaurants, shopping, schools, Port Charlotte Beach Park, Charlotte Harbor, and just a short ride over the bridge to historic downtown Punta Gorda with award-winning fishing and boating, beautiful parks, community events, and entertainment. Don’t miss the opportunity to make this your new Florida retreat or permanent home! Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1974
- Living area
- 1,461 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,408/yr
- Listed
- 2026-09-18
- MLS #
- C7531120
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18393 HOTTELET CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,605
$1,921 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,921
- Property taxes
- $367
- Homeowners insurance
- $317
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,605
Over the life of the loan
- Loan amount
- $304,000
- Down payment
- $76,000
- Total interest
- $387,735
- Principal + interest paid
- $691,735
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18393 Hottelet Cir, Port Charlotte, FL 33948
Listing courtesy of COMPASS FLORIDA · MLS# C7531120 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
