$384,900
Active520 Liberty St, Englewood, FL 34223
3 beds · 2 baths · 2,100 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6148911
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover your ultimate Florida sanctuary located right in the heart of Englewood! Located in a HIGHLY DESIRABLE X FLOOD ZONE and Perfectly positioned just 2 miles from the pristine, sun-drenched shores of Englewood Beach and a mere 1 mile from the vibrant and historic Dearborn Street, this meticulously maintained 2004 pool home combines an unbeatable coastal location with incredible interior versatility. Step inside to an inviting SPACIOUS SPLIT FLOOR PLAN highlighted by airy HIGH CEILINGS and seamless GLASS POCKET SLIDERS that fold completely away to blend indoor living with an incredible outdoor paradise. Designed for flexible modern living, the home features TWO LIVING ROOM SPACES: a formal living area at the front of the home adjacent to the formal dining room, plus a cozy secondary space positioned just beyond the kitchen and overlooking the pool—ideal for a casual den, a playspace for the kids, or a private home office area. The PRIMARY SUITE serves as a true private retreat, complete with sliding glass doors leading right out to the pool, a HUGE WALK-IN CLOSET, and a massive EN-SUITE BATHROOM featuring a relaxing GARDEN TUB, and a separate WALK-IN SHOWER. At the center of the home sits the CHEF-READY KITCHEN, fully equipped with STAINLESS STEEL APPLIANCES, generous counter space, a convenient breakfast bar, and an expansive WALK-IN PANTRY. Two comfortable guest bedrooms feature charming DECORATIVE PLANT SHELVES and accent lighting, sharing a second full bathroom that conveniently doubles as a POOL BATH with direct outdoor access. Enjoy absolute peace of mind with major upgrades already taken care of, featuring a BRAND-NEW POOL RESURFACING (2026), a reliable pool pump (2022), a NEW ROOF (2021), IMPACT WINDOWS and an A/C SYSTEM (2023). Practical features include a large indoor laundry room and an attached TWO-CAR GARAGE. Step outside onto the LARGE COVERED LANAI in the screened pool area, where a BIG SCREEN TV WILL CONVEY WITH THE SALE, creating the ultimate shaded spot for outdoor entertaining while the backyard offers mature trees and privacy. When it comes to location and lifestyle, it simply doesn't get better than this. Spend your mornings browsing local boutiques and eateries on historic Dearborn Street, your afternoons catching breathtaking Gulf sunsets on the beach, and your evenings relaxing by your newly resurfaced private pool. Schedule your exclusive showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2004
- Living area
- 2,100 sqft
- Lot size
- 0.22 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,523/yr
- Listed
- 2026-09-25
- MLS #
- D6148911
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 520 LIBERTY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,644
$1,946 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,946
- Property taxes
- $377
- Homeowners insurance
- $321
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,644
Over the life of the loan
- Loan amount
- $307,920
- Down payment
- $76,980
- Total interest
- $392,735
- Principal + interest paid
- $700,655
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
520 Liberty St, Englewood, FL 34223
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6148911 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
