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$24,800
Active21508 Winlock Ave, Port Charlotte, FL 33952
0.23 acre lot
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7531145
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
THE HOUSE ISN'T HERE YET—THAT'S THE OPPORTUNITY! NO HOA • NO CDD • NO HIGH-RISK FLOOD ZONE! Create something that's truly yours on this approximately 0.23-acre residential homesite in an established Port Charlotte area. Vacant land gives you the freedom to begin with a vision rather than someone else's floor plan. Imagine designing the spaces that matter to you, creating your own outdoor Florida retreat and building a home that reflects the way you want to live, all subject to county requirements. Everyday conveniences including shopping, restaurants, schools, medical services and recreation are within reach, while boating, fishing, golf and Gulf Coast destinations provide plenty of ways to enjoy Southwest Florida. With no HOA and no CDD, there are no additional community fees of that type. Build when you're ready or secure your piece of Florida for the future.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X500
- Annual taxes
- $543/yr
- Listed
- Oct 16, 2026
- MLS #
- C7531145
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21508 WINLOCK AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$371
$125 of that is principal & interest. 66% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $125
- Property taxes
- $45
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $371
Over the life of the loan
- Loan amount
- $19,840
- Down payment
- $4,960
- Total interest
- $25,305
- Principal + interest paid
- $45,145
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21508 Winlock Ave, Port Charlotte, FL 33952
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7531145 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
