Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$639,000

Active

1212 San Cristobal Ave, Port Charlotte, FL 33983

6 beds Β· 4 baths Β· 2,791 sq ft

Listing courtesy of COMPASS FLORIDA Β· MLS# C7531193

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Built in 2022 in highly sought after Deep Creek! This corner lot duplex features two self-contained units each with 3 bedrooms and 2 baths. Great income opportunity to live in one unit and rent out the other or use it for guests or in-laws. The two units are connected by a common wall, but each has its own entrance, kitchen, bathrooms, and bedrooms, creating a sense of privacy and independence for each resident. Both units are beautifully appointed, open and spacious with high ceilings, recessed lighting, and quality luxury vinyl flooring. Both kitchens have granite countertops, light cabinetry, loads of storage, stainless appliances and large center islands with breakfast bar. Outside features a private covered patio, perfect for grilling or enjoying your evening outside. Each unit has its own attached 2-car garage and a shared long driveway with plenty of parking spaces. This duplex is nice as it provides an income for you. Located in a quiet and friendly neighborhood conveniently located close to I-75, restaurants, shopping, schools, parks, golf and just a short drive to historic downtown Punta Gorda, known for its world-class fishing and boating, community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!

Facts

Property type
Duplex
Year built
2022
Living area
2,791 sqft
Lot size
0.48 acres
Private pool
No
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$9,439/yr
Monthly fees
$17/mo
Listed
2026-09-22
MLS #
C7531193

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1212 SAN CRISTOBAL AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,567

$3,231 of that is principal & interest. 29% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,231
Property taxes
$787
Homeowners insurance
$533
Flood insurance
$0
HOA / condo fees
$17
Mortgage insurance (PMI)
$0
Total per month
$4,567

Over the life of the loan

Loan amount
$511,200
Down payment
$127,800
Total interest
$652,007
Principal + interest paid
$1,163,207
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1212 San Cristobal Ave, Port Charlotte, FL 33983

Listing courtesy of COMPASS FLORIDA Β· MLS# C7531193 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Tue, Oct 6 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 5, 2026, 4:16 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]