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$1,000,000

Active

545 Gaspar Dr, Placida, FL 33946

2 beds · 3 baths · 3,276 sq ft

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6148946

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

TROPICAL BOATER’S DREAM! Welcome to an incredible waterfront lifestyle in this spacious residence offering over 3,200 square feet of living space on a spectacular .65-acre oversized lot! Located in a peaceful waterfront community with beautiful homes and waterways, this property offers the best of Florida living with NO BRIDGES to open water and just minutes to Gasparilla Pass and the Gulf. Step inside and discover an inviting open-concept floor plan with generous living spaces, plenty of natural light, and room to comfortably live and entertain. The home is move-in ready and offers an exciting opportunity to add your own personal style over time—whether you choose to enjoy it exactly as it is or gradually create your ultimate coastal retreat, the visions are endless. For the boating enthusiast, this property truly delivers! Enjoy beautiful canal views, a concrete seawall, 2025 dock 14x6, at the other end of property a concrete land dock 27x12, 2022 10,000 lb boat lift, and electric at the dock creating an ideal setup for enjoying Southwest Florida’s incredible waterways. From your own backyard, you can be on the water and head toward Gasparilla Pass and the Gulf in minutes—with no bridges to navigate! Just steps from the water, a large concrete waterfront patio 39x15 provides the perfect gathering spot to set up a fire pit, add a few comfortable chairs, and unwind while enjoying the peaceful surroundings. And when the day begins to wind down, the northwest-facing rear of the home puts you in prime position to enjoy spectacular Southwest Florida sunsets, with the evening sky putting on a dazzling show across the water. Grab a drink, gather around the fire pit, and watch another beautiful Florida day come to an end. Adding even more flexible living space, the home features an additional enclosed Florida room of approximately 51.0’ x 19.0’, with a full wall of windows that fills the space with natural light and creates a wonderful connection to the tropical surroundings. Major improvements are already in place, including a 2026 roof and 2026 A/C, giving you added peace of mind and allowing you to focus on the fun—making the home uniquely yours. The oversized two-car garage offers excellent space for vehicles, water toys, storage, and all the gear that comes with the Florida lifestyle. The .65-acre lot provides plenty of room to enjoy the outdoors and the privacy of your own waterfront setting. Whether you're looking for a full-time residence, seasonal getaway, or waterfront retreat, this property offers an exceptional combination of space, location, boating access, and opportunity. Located near shopping, restaurants, everyday conveniences, multiple airports, and Southwest Florida’s beautiful beaches, this is the kind of property where you can move in, start enjoying the Florida lifestyle immediately, and make it your own at your own pace. Bring your boat, bring your vision, and start living the Southwest Florida dream!

Facts

Property type
Single Family Residence
Year built
1976
Living area
3,276 sqft
Lot size
0.67 acres
Waterfront
Yes · 120 ft
Water access
Bay/Harbor, Beach, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
Water view
Yes
Private pool
No
Exposure
Southeast
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$12,755/yr
Monthly fees
$42/mo
Listed
2026-10-01
MLS #
D6148946

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 545 GASPAR DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$6,995

$5,057 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$5,057
Property taxes
$1,063
Homeowners insurance
$833
Flood insurance
$0
HOA / condo fees
$42
Mortgage insurance (PMI)
$0
Total per month
$6,995

Over the life of the loan

Loan amount
$800,000
Down payment
$200,000
Total interest
$1,020,356
Principal + interest paid
$1,820,356
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

545 Gaspar Dr, Placida, FL 33946

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6148946 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Oct 3 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 2, 2026, 8:53 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]