$634,900
Active5855 Midnight Pass Rd #221, Sarasota, FL 34242
2 beds · 2 baths · 1,152 sq ft
Open house
- Sun, Oct 4 · 12–3 PM
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4707649
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Beautiful turnkey 2-bedroom 2 bath condo in Harbor Towers! All new hurricane windows, window shades, new plumbing for entire home and hot water heater 2025. Master bedroom has walk in closet, renovated bath with floating vanity and tub/ shower combo. Second bedroom is large with lots of windows and connected bath with tub / shower and floating vanity. Dining room and Living room combo with open floor plan. Hurricane windows across the entire front of condo give lots of sun and nice view of the lake. This unit includes a covered parking spot ($15.000 value). Rental income is very strong with on-site management. Unit currently rented Feb 13, 2027- March 20th, 2027. Great rental Income! This property features many amenities, including, heated pool with kiddie pool, 2 BBQ areas, social room with renovated kitchen, Har-Tru tennis courts, fitness room, kayak storage, harbor with boat slip rental. Close proximity to Siesta Key beach. Harbor Towers also offers one of the lower HOA fees on the key for all that is included.
Facts
- Property type
- Condominium
- Year built
- 1976
- Living area
- 1,152 sqft
- Lot size
- 8.71 acres
- Waterfront
- Yes · 1,034 ft
- Water access
- Bay/Harbor, Intracoastal Waterway, Marina
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,565/yr
- Monthly fees
- $751/mo
- Listed
- 2026-10-01
- MLS #
- A4707649
Virtual tours
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5855 MIDNIGHT PASS RD #221. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,954
$3,210 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,210
- Property taxes
- $464
- Homeowners insurance
- $529
- Flood insurance
- $0
- HOA / condo fees
- $751
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,954
Over the life of the loan
- Loan amount
- $507,920
- Down payment
- $126,980
- Total interest
- $647,824
- Principal + interest paid
- $1,155,744
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5855 Midnight Pass Rd #221, Sarasota, FL 34242
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4707649 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
