$699,000
Active3518 Terin Ct, Punta Gorda, FL 33950
3 beds · 2 baths · 1,914 sq ft
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7531279
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
SAILBOAT WATER + NO FIXED BRIDGES + WIDE BASIN VIEWS + 35-FT DOCK + BOAT LIFT + HEATED POOL & SPA! Located in sought-after BURNT STORE ISLES, this Tim Towles-built 3-bedroom, 2-bath, 2-car garage pool home offers 1,914 sq ft of living space, 82 FEET OF WATER FRONTAGE, and an exceptional location at the end of a quiet cul-de-sac. Enjoy wide-open basin views overlooking a lush mangrove preserve and direct boating access with a short cruise to Charlotte Harbor and the Gulf. Designed to take full advantage of the waterfront setting, the home features soaring vaulted ceilings, an open split-bedroom floor plan, tile throughout, and expansive pocketing sliders that seamlessly connect the living area to the covered lanai. Outside, a HEATED POOL AND SPILLOVER SPA sit beneath a full screen enclosure overlooking the water, creating the perfect space for relaxing or entertaining. The kitchen features crisp white cabinetry with glass-front uppers, granite countertops, stone backsplash, under-cabinet lighting, stainless steel appliances, breakfast bar, built-in desk, and a sunny dinette overlooking the pool and water. A separate formal dining area provides additional space for entertaining. The primary suite offers a tray ceiling, direct lanai access, walk-in closet, and an updated bath with dual granite vanities, frameless glass walk-in shower, and private water closet. Two additional bedrooms, including one currently used as an office, share a full guest bath with a tub/shower combination. BOATERS WILL LOVE the 35-FT CONCRETE DOCK equipped with water and electric, along with a 7,000-LB BOAT LIFT, putting your boat just steps from the back door. Additional features include a 2018 A/C, 2018 pool heat pump, hurricane shutters for the lanai, inside laundry room with utility sink, irrigation system, gutters, and a leaded-glass front entry with sidelights and transom. Enjoy the waterfront lifestyle Burnt Store Isles is known for while remaining just minutes from historic downtown Punta Gorda, Harborwalk, waterfront dining, shopping, and all that Southwest Florida has to offer.
Facts
- Property type
- Single Family Residence
- Year built
- 1996
- Living area
- 1,914 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes · 82 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,449/yr
- Listed
- 2026-10-01
- MLS #
- C7531279
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3518 TERIN CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,654
$3,535 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,535
- Property taxes
- $537
- Homeowners insurance
- $583
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,654
Over the life of the loan
- Loan amount
- $559,200
- Down payment
- $139,800
- Total interest
- $713,229
- Principal + interest paid
- $1,272,429
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3518 Terin Ct, Punta Gorda, FL 33950
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7531279 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
