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Lasbury Tracy Realty Inc
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$595,000

Active

3452 Bay St, Sarasota, FL 34237

3 beds Β· 2 baths Β· 1,210 sq ft

Listing courtesy of EXIT KING REALTY Β· MLS# A4707745

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

FANTASTIC opportunity for first time home buyer or a TURN KEY Rental. The pride of ownership shows in this completely updated home with a prime location, close to downtown, Pinecraft community, and all Sarasota has to offer. Home is fully furnished and ready to rent or move in with updated Kitchen, new paint throughout ,Luxury vinyl tile flooring, and new screened in Lanai with an exterior Patio and new pavers to enjoy the beautiful outdoor area. Home was re-plumbed in 06, and Hurricane shutters (plastic Lexan)were installed in 07 for all openings and garage door has cross bar and center support beam as well. The large fenced in yard has more than enough room to accommodate large RV's or boats, possibly both! Plant a garden in the back and lot has plenty of room to add a pool. Property has county water and has a well on the property. This property has so much to offer the lucky new owners! So run, don't walk, before this one gets away!!

Facts

Property type
Single Family Residence
Year built
1983
Living area
1,210 sqft
Lot size
0.18 acres
Private pool
No
Exposure
East
Furnished
Furnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$4,927/yr
Listed
2026-10-02
MLS #
A4707745

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3452 BAY ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,915

$3,009 of that is principal & interest. 23% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,009
Property taxes
$411
Homeowners insurance
$496
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,915

Over the life of the loan

Loan amount
$476,000
Down payment
$119,000
Total interest
$607,112
Principal + interest paid
$1,083,112
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3452 Bay St, Sarasota, FL 34237

Listing courtesy of EXIT KING REALTY Β· MLS# A4707745 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Sat, Oct 3 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 2, 2026, 8:53 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]