$499,000
Pending1613 Wharf Rd, Sarasota, FL 34231
3 beds · 3 baths · 1,781 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4707753
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Just steps from Little Sarasota Bay in the Tropical Shores community, this 3-bedroom, 3-bath pool home offers 1,781 sq ft, a 2-car garage, circular driveway and a private screened pool surrounded by mature landscaping. Key updates include a new roof in 2023 and a new upstairs AC in 2026. Inside, vaulted ceilings and an open living and dining area create a bright, comfortable layout, while the spacious primary suite offers a private retreat. Nearby Wharf Road Park offers kayak and canoe access, fishing and peaceful views of Little Sarasota Bay. Residents may join the optional Tropical Shores Civic Club, which includes access to a private waterfront clubhouse, with a boat ramp and boat slips available for separate fees, subject to availability. With no mandatory HOA and easy access to shopping, dining and beaches, this home offers a rare combination of a private pool, optional boating amenities and relaxed coastal living.
Facts
- Property type
- Single Family Residence
- Year built
- 1984
- Living area
- 1,781 sqft
- Lot size
- 0.22 acres
- Water access
- Bay/Harbor
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,293/yr
- Monthly fees
- $8/mo
- Listed
- 2026-09-22
- MLS #
- A4707753
Price & status history
- Listed for $499,000
- Status changed to Pending
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1613 WHARF RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,305
$2,523 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,523
- Property taxes
- $358
- Homeowners insurance
- $416
- Flood insurance
- $0
- HOA / condo fees
- $8
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,305
Over the life of the loan
- Loan amount
- $399,200
- Down payment
- $99,800
- Total interest
- $509,158
- Principal + interest paid
- $908,358
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1613 Wharf Rd, Sarasota, FL 34231
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4707753 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
