$469,900
Active9685 Arnaz Cir, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 2,375 sq ft
Open house
- Sat, Oct 10 Β· 1β3 PM
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531416
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
WELCOME TO SOUTH GULF COVE! Offering 2,375 SQUARE FEET OF LIVING SPACE, this beautifully maintained 3-bedroom, 2-bath home features a versatile bonus room, attached 2-car garage, and HEATED SALTWATER POOL. Situated on a spacious corner lot with attractive tropical landscaping, this inviting residence combines architectural charm, a desirable split-bedroom floor plan, and exceptional indoor-outdoor living. Beautiful curb appeal welcomes you with a warm-toned exterior, dimensional shingle roof, decorative arched windows, mature palms, and a curved walkway leading to the covered front entrance. Step through the double doors into an impressive interior showcasing soaring ceilings, crown molding, decorative columns, elegant archways, architectural display shelves, and ceramic tile flooring throughout the main living areas. The spacious great room features a dramatic tray ceiling with a decorative ceiling fan, while expansive sliding glass doors topped by transom windows fill the space with natural light and open directly to the screened lanai. An adjoining area, currently arranged as a cozy sitting room, provides additional flexibility for relaxing or entertaining. The well-appointed kitchen features rich wood cabinetry with decorative molding, granite countertops and backsplash, stainless steel appliances, a built-in wall oven, glass cooktop, recessed lighting, and abundant storage. A generous wraparound breakfast bar with seating for four overlooks the main living area, making it ideal for casual gatherings. Just beyond the kitchen, a charming dinette is surrounded by an aquarium-style window offering picturesque views of the tropical landscaping and pool area. For more formal occasions, the separate dining room features an elegant tray ceiling with lighting, crown molding, decorative chandelier, and French doors opening to the lanai, creating an inviting setting for meals and entertaining. The spacious primary suite offers a private retreat with luxury vinyl plank flooring, TWO WALK-IN CLOSETS, and sliding glass doors providing direct access to the pool area. The en suite bath features dual vanities, a relaxing garden tub, and a separate walk-in shower. On the opposite side of the home, two comfortable guest bedrooms share a full bathroom with a tub/shower combination, providing privacy for family and overnight visitors. An additional bonus room with direct access to the lanai offers endless possibilities as a home office, den, hobby room, playroom, or additional gathering space. Step outside to your own PRIVATE BACKYARD OASIS, where the HEATED SALTWATER POOL and screened enclosure, both added in 2023, provide the perfect setting for enjoying Southwest Florida's beautiful weather year-round. The vinyl-fenced backyard offers added privacy and includes a storage shed installed in 2022 and a full irrigation system. MAJOR IMPROVEMENTS INCLUDE A NEW A/C IN 2022 AND NEW ROOF IN 2022, providing valuable updates for the next owner. Located in the popular waterfront community of South Gulf Cove, residents can enjoy community parks, playgrounds, a clubhouse, and boat ramp, with an optional HOA currently stated at just $10 per month. Conveniently situated near shopping, dining, golf courses, boating, and fishing, this location also offers easy access to the beautiful Gulf beaches of Boca Grande and Englewood.
Facts
- Property type
- Single Family Residence
- Year built
- 2006
- Living area
- 2,375 sqft
- Lot size
- 0.24 acres
- Private pool
- Yes
- Exposure
- West
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,041/yr
- Listed
- Oct 8, 2026
- MLS #
- C7531416
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 9685 ARNAZ CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,188
$2,376 of that is principal & interest. 25% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,376
- Property taxes
- $420
- Homeowners insurance
- $392
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,188
Over the life of the loan
- Loan amount
- $375,920
- Down payment
- $93,980
- Total interest
- $479,465
- Principal + interest paid
- $855,385
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
9685 Arnaz Cir, Port Charlotte, FL 33981
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531416 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



