$1,650,000
Active28959 Smugglers Ln, Punta Gorda, FL 33982
4 beds Β· 5 baths Β· 4,621 sq ft
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531417
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Welcome to this stunning custom residence, where timeless architecture meets the relaxed elegance of Florida living. Perfectly framed by towering palm trees and a sweeping brick paver driveway, this home makes an unforgettable first impression with its grand faΓ§ade, arched entryway, and beautifully manicured landscaping. Architectural details shine throughout, from stately columns and decorative balustrades to the tile roof and refined exterior finishes that reflect a Mediterranean-inspired design. An oversized driveway and multiple garage bays provide ample space for guests and storage, while the lush surroundings create a private, estate-like setting. Situated within the exclusive, private gated enclave of The Estates on the Peace River, this extraordinary waterfront estate offers over 4,400 square feet of luxurious living on more than an acre, showcasing endless views of the Peace River and protected preserves. This custom-built, two-story Mediterranean masterpiece features 4 spacious bedrooms, 4.5 baths, a dedicated office, formal living and dining rooms, and a laundry room on the main level, with an upstairs fourth bedroom and full bathroom that can also serve as a media or game room. Exquisitely crafted, the home boasts soaring 16- to 20-foot coffered ceilings, 20-inch polished travertine flooring, 8-foot doors, solid wood cabinetry, granite countertops, stainless steel appliances, and a central vacuum system. The luxurious primary suite offers coffered ceilings, dual walk-in closets, and a spa-like bath complete with dual vanities, a jetted tub, and an expansive walk-through shower. Exceptional resort-style outdoor living awaits! This expansive screened lanai features a heated swimming pool with a built-in spa, offering the perfect blend of relaxation and year-round enjoyment. Designed for entertaining, the outdoor space includes ample lounging and seating areas set on elegant paver flooring, all protected by a full screen enclosure. The highlight is the tiki hut with a full kitchen, creating the ultimate outdoor entertaining and dining experience. Seamless indoor-outdoor flow and generous covered areas make this backyard a true private oasisβideal for hosting gatherings or enjoying Floridaβs outdoor lifestyle in comfort and style. Outdoors, the lush tropical landscaping is supported by a well-based irrigation system, while a three-car garage, brick paver motor court, and authentic clay tile roof complete this truly glamorous waterfront estate on the Peace River. Community amenities include boat ramp, boat slip for each home site, fishing pier, and tiki hut for casual get-togethers. For added opportunity and privacy, this property can also be combined with the adjacent Lot 20, available for an additional $150,000. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts
- Property type
- Single Family Residence
- Year built
- 2008
- Living area
- 4,621 sqft
- Lot size
- 1.43 acres
- Waterfront
- Yes Β· 152 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lake, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $14,091/yr
- Monthly fees
- $255/mo
- Listed
- 2026-09-30
- MLS #
- C7531417
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 28959 SMUGGLERS LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$11,148
$8,343 of that is principal & interest. 25% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $8,343
- Property taxes
- $1,174
- Homeowners insurance
- $1,375
- Flood insurance
- $0
- HOA / condo fees
- $255
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,148
Over the life of the loan
- Loan amount
- $1,320,000
- Down payment
- $330,000
- Total interest
- $1,683,587
- Principal + interest paid
- $3,003,587
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
28959 Smugglers Ln, Punta Gorda, FL 33982
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531417 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



