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$1,650,000

Active

28959 Smugglers Ln, Punta Gorda, FL 33982

4 beds Β· 5 baths Β· 4,621 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531417

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to this stunning custom residence, where timeless architecture meets the relaxed elegance of Florida living. Perfectly framed by towering palm trees and a sweeping brick paver driveway, this home makes an unforgettable first impression with its grand faΓ§ade, arched entryway, and beautifully manicured landscaping. Architectural details shine throughout, from stately columns and decorative balustrades to the tile roof and refined exterior finishes that reflect a Mediterranean-inspired design. An oversized driveway and multiple garage bays provide ample space for guests and storage, while the lush surroundings create a private, estate-like setting. Situated within the exclusive, private gated enclave of The Estates on the Peace River, this extraordinary waterfront estate offers over 4,400 square feet of luxurious living on more than an acre, showcasing endless views of the Peace River and protected preserves. This custom-built, two-story Mediterranean masterpiece features 4 spacious bedrooms, 4.5 baths, a dedicated office, formal living and dining rooms, and a laundry room on the main level, with an upstairs fourth bedroom and full bathroom that can also serve as a media or game room. Exquisitely crafted, the home boasts soaring 16- to 20-foot coffered ceilings, 20-inch polished travertine flooring, 8-foot doors, solid wood cabinetry, granite countertops, stainless steel appliances, and a central vacuum system. The luxurious primary suite offers coffered ceilings, dual walk-in closets, and a spa-like bath complete with dual vanities, a jetted tub, and an expansive walk-through shower. Exceptional resort-style outdoor living awaits! This expansive screened lanai features a heated swimming pool with a built-in spa, offering the perfect blend of relaxation and year-round enjoyment. Designed for entertaining, the outdoor space includes ample lounging and seating areas set on elegant paver flooring, all protected by a full screen enclosure. The highlight is the tiki hut with a full kitchen, creating the ultimate outdoor entertaining and dining experience. Seamless indoor-outdoor flow and generous covered areas make this backyard a true private oasisβ€”ideal for hosting gatherings or enjoying Florida’s outdoor lifestyle in comfort and style. Outdoors, the lush tropical landscaping is supported by a well-based irrigation system, while a three-car garage, brick paver motor court, and authentic clay tile roof complete this truly glamorous waterfront estate on the Peace River. Community amenities include boat ramp, boat slip for each home site, fishing pier, and tiki hut for casual get-togethers. For added opportunity and privacy, this property can also be combined with the adjacent Lot 20, available for an additional $150,000. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Facts

Property type
Single Family Residence
Year built
2008
Living area
4,621 sqft
Lot size
1.43 acres
Waterfront
Yes Β· 152 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lake, River
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$14,091/yr
Monthly fees
$255/mo
Listed
2026-09-30
MLS #
C7531417

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 28959 SMUGGLERS LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$11,148

$8,343 of that is principal & interest. 25% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$8,343
Property taxes
$1,174
Homeowners insurance
$1,375
Flood insurance
$0
HOA / condo fees
$255
Mortgage insurance (PMI)
$0
Total per month
$11,148

Over the life of the loan

Loan amount
$1,320,000
Down payment
$330,000
Total interest
$1,683,587
Principal + interest paid
$3,003,587
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

28959 Smugglers Ln, Punta Gorda, FL 33982

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531417 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 1 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 6:24 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]