$695,000
Active1645 Via Bianca, Punta Gorda, FL 33950
3 beds · 2 baths · 1,861 sq ft
Listing courtesy of COMPASS FLORIDA · MLS# C7531434
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Quick powerboat access to Charlotte Harbor leading to the Gulf from this meticulously maintained 3 bedroom, 2 bath, 2-car garage waterfront pool home in Punta Gorda Isles! 80’ of waterfrontage features concrete seawall, dock, room for a boat lift and intersecting canal views. Covered cozy front porch leads into open floor plan with high ceilings, neutral décor to pair with any color palette, plantation shutters, easy-care tile flooring and large slider in living room to seamlessly blend indoor and outdoor living. Kitchen features ample counterspace and cabinetry, stainless appliances, closet pantry, breakfast bar and casual dining area with huge window overlooking pool and water views. Generous primary suite offers access to lanai, sitting area, luxury vinyl flooring and private bath with dual sinks and walk-in shower. Split floor plan provides privacy for guests with spacious guest bedrooms and separate full bath. Outdoor entertaining area features covered lanai, paver deck and screened pool plus true southern exposure to enjoy an abundance of Florida sunshine. Additional features include A/C new in 2022, hot water heater in 2021 and nicely landscaped exterior. Popular boating and golf community close to the Yacht Club, Fishermen’s Village and beautiful historic downtown Punta Gorda with community events and entertainment. Amazing location with immediate access to world class fishing/boating, beautiful parks and fine dining. Don’t miss the opportunity to make this your new Florida retreat. Call for your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Living area
- 1,861 sqft
- Lot size
- 0.22 acres
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,643/yr
- Listed
- Sep 28, 2026
- MLS #
- C7531434
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1645 VIA BIANCA. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,564
$3,514 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,514
- Property taxes
- $470
- Homeowners insurance
- $579
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,564
Over the life of the loan
- Loan amount
- $556,000
- Down payment
- $139,000
- Total interest
- $709,147
- Principal + interest paid
- $1,265,147
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1645 Via Bianca, Punta Gorda, FL 33950
Listing courtesy of COMPASS FLORIDA · MLS# C7531434 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
