$145,000
Active32162 Creek Trl, Punta Gorda, FL 33982
2.5 acre lot
Listing courtesy of RED MANGROVE REALTY · MLS# C7531440
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
***SCRUB JAY FEES PAID IN FULL AND READY FOR YOUR FUTURE ESTATE LIVING*** Discover the possibilities at 32162 Creek Trail in Punta Gorda, Florida. This spacious 2.5-acre parcel offers an excellent opportunity to create your ideal Florida retreat, with portions of the property already cleared to help simplify future planning and development. Located in an X flood zone, the property also comes with Scrub Jay fees paid in full and transferable, providing added value for the next owner. Enjoy ample room for a custom home, outdoor living, a workshop, or additional storage. Whether you are ready to build or looking to secure land for the future, this inviting parcel offers space, flexibility, and a desirable Punta Gorda location. Just minutes to downtown Punta Gorda, amazing restaurants, shopping, entertainment, and the Punta Gorda Airport but far enough from city life to enjoy your privacy and country living.
Facts
- Property type
- Land
- Lot size
- 2.5 acres
- Flood zone
- X
- CDD
- No
- Annual taxes
- $853/yr
- Listed
- 2026-10-01
- MLS #
- C7531440
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 32162 CREEK TRL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,004
$733 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $733
- Property taxes
- $71
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,004
Over the life of the loan
- Loan amount
- $116,000
- Down payment
- $29,000
- Total interest
- $147,952
- Principal + interest paid
- $263,952
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
32162 Creek Trl, Punta Gorda, FL 33982
Listing courtesy of RED MANGROVE REALTY · MLS# C7531440 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



