$19,500
Active Under Contract1165 Waterside St, Port Charlotte, FL 33952
0.23 acre lot
Listing courtesy of XCELLENCE · MLS# C7531456
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Such a central location with CITY WATER (and an X flood zone), just a block and a half south of Peachland... Whether you are looking for proximity to Murdock and unlimited shopping along with dozens of restaurants or you want to be near Peachland Promenades, again with plenty of shopping and restaurants, but also with access to I-75, you will be close to both as well as doctors and hospitals. There are also lots of recreational opportunities nearby or take a ride to gulf beaches of Boca Grande or Manasota Key for a leisurely afternoon in the sun. Come and build your Florida dream home here!!!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- East
- Flood zone
- X
- CDD
- No
- Annual taxes
- $484/yr
- Listed
- 2026-10-01
- MLS #
- C7531456
Price & status history
- Listed for $19,500
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1165 WATERSIDE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$339
$99 of that is principal & interest. 71% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $99
- Property taxes
- $40
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $339
Over the life of the loan
- Loan amount
- $15,600
- Down payment
- $3,900
- Total interest
- $19,897
- Principal + interest paid
- $35,497
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1165 Waterside St, Port Charlotte, FL 33952
Listing courtesy of XCELLENCE · MLS# C7531456 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



