$1,025,000
Active401 N Point Rd #404, Osprey, FL 34229
3 beds Β· 3 baths Β· 2,778 sq ft
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4708169
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Step into a residence that redefines elegance and sophistication. This stunning 2,778 sq ft condo has been completely reimagined. Every inch has been thoughtfully redesigned to create a truly exceptional living experience. Boasting 3 spacious bedrooms, 3 bathrooms and an expansive den, the open-concept layout flows effortlessly, offering both comfort and style. From the moment you exit your private elevator and step inside, youβll sense the uniqueness of this home. The sleek, modern design is complemented by oak flooring and a neutral palette that beautifully showcases any style decor. Perched just above the preserve, the screened-in balcony provides a serene retreat. The perfect place to enjoy peek-a-boo water views and breathtaking sunsets. Inside, every room sparkles with quality finishes and upscale touches, from high-end stainless steel kitchen appliances and custom lighting to exquisitely redesigned bathrooms that blend functionality with beauty. When you make this spectacular condo your home you have everything you need to live an incredible lifestyle on Floridaβs gorgeous Gulf Coast! This residence includes two side-by-side parking spaces located directly beneath the building and is just steps from The Meridian residentsβ exclusive pool, spa, and workout room. With mandatory membership in The Oaks Club, Sarasotaβs premier golf and country club, youβll enjoy access to world-class amenities including: 2 championship golf courses, 12 HAR TRU tennis courts (4 lighted), pickleball courts, a regulation croquet lawn, a clubside Junior Olympic pool, state of the art Wellfit Center and a vibrant array of dining, social and recreational options. Schedule a showing to see this residence that feels brand new and discover the pinnacle of luxury living in Meridian at the Oak Preserve. There is currently no waiting list for either Golf or Sports/Social membership.
Facts
- Property type
- Condominium
- Year built
- 2003
- Living area
- 2,778 sqft
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $12,102/yr
- Monthly fees
- $2,027/mo
- Listed
- 2026-09-30
- MLS #
- A4708169
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 401 N POINT RD #404. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$9,073
$5,183 of that is principal & interest. 43% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,183
- Property taxes
- $1,009
- Homeowners insurance
- $854
- Flood insurance
- $0
- HOA / condo fees
- $2,027
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,073
Over the life of the loan
- Loan amount
- $820,000
- Down payment
- $205,000
- Total interest
- $1,045,865
- Principal + interest paid
- $1,865,865
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
401 N Point Rd #404, Osprey, FL 34229
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4708169 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



