$259,900
Active21286 Giddings Ave, Port Charlotte, FL 33952
2 beds · 2 baths · 1,248 sq ft
Listing courtesy of REALTY ONE GROUP MVP · MLS# C7531463
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Move in ready 2 bedroom, 2 bathroom home with an oversized 2 car garage in Port Charlotte, Florida, offering 1,248 square feet of living space, a desirable split bedroom floor plan, and important updates including a new roof in 2023 and air conditioning replaced in 2020. This well maintained home features spacious living areas, abundant storage, an inside laundry area, and a screened in lanai for enjoying Florida living year round. The kitchen includes a convenient breakfast nook, while the dining area opens through sliding glass doors to the screened lanai, creating an easy transition between indoor and outdoor living. The spacious primary bedroom features a walk in closet and an updated primary bathroom shower. The split bedroom layout provides added privacy, with the second bedroom and full bathroom situated separately from the primary suite. Additional highlights include a 2 car garage, plenty of storage throughout the home, and a practical layout designed for comfortable everyday living. Located in Port Charlotte, this home offers convenient access to shopping, dining, medical facilities, parks, golf courses, and the many recreational opportunities throughout Charlotte County. Whether you are looking for a full time residence, seasonal Florida home, or an investment property, this 2 bedroom, 2 bathroom Port Charlotte home offers a combination of functional living space, valuable updates, and a convenient location.
Facts
- Property type
- Single Family Residence
- Year built
- 1985
- Living area
- 1,248 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,112/yr
- Listed
- 2026-10-01
- MLS #
- C7531463
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21286 GIDDINGS AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,873
$1,314 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,314
- Property taxes
- $343
- Homeowners insurance
- $217
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,873
Over the life of the loan
- Loan amount
- $207,920
- Down payment
- $51,980
- Total interest
- $265,191
- Principal + interest paid
- $473,111
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21286 Giddings Ave, Port Charlotte, FL 33952
Listing courtesy of REALTY ONE GROUP MVP · MLS# C7531463 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
