$370,000
Active318 Perl St, Port Charlotte, FL 33954
4 beds · 2 baths · 1,762 sq ft
Listing courtesy of KW SUNCOAST · MLS# A4708179
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Discover this 4-bedroom, 2-bathroom home in Port Charlotte featuring approximately 1,755 square feet of living space. Built in 2018, the home offers a spacious floor plan with a vaulted great room and dining area, an attached garage, and a covered patio. An adjoining parcel at 310 Perl St is also included in the sale; buyers should verify parcel details and conveyance terms. Solar equipment and any associated payment or transfer obligations are subject to verification. Buyers are encouraged to independently verify all measurements, property features, taxes, utilities, and other material information.
Facts
- Property type
- Single Family Residence
- Year built
- 2018
- Living area
- 1,762 sqft
- Lot size
- 0.46 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,386/yr
- Listed
- Oct 12, 2026
- MLS #
- A4708179
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 318 PERL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,628
$1,871 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,871
- Property taxes
- $449
- Homeowners insurance
- $308
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,628
Over the life of the loan
- Loan amount
- $296,000
- Down payment
- $74,000
- Total interest
- $377,532
- Principal + interest paid
- $673,532
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
318 Perl St, Port Charlotte, FL 33954
Listing courtesy of KW SUNCOAST · MLS# A4708179 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
