$335,000
Active1093 Dorchester St, Port Charlotte, FL 33952
4 beds · 2 baths · 1,950 sq ft
Listing courtesy of REALTYTEAM.COM, INC. · MLS# A4708181
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
4-BEDROOM POOL HOME ON A FRESHWATER CANAL — NO HOA, NO CDD & NO FLOOD INSURANCE REQUIRED! This beautifully updated 4-bedroom, 2-bath home offers an incredible combination of space, privacy, outdoor living and value. Tucked away among lush, mature landscaping and fruit trees, the property overlooks a peaceful freshwater canal and feels like your own private tropical retreat—yet is just minutes from shopping, dining and everyday conveniences. Inside, you'll find four spacious bedrooms, each with its own LARGE walk-in closet, plus a versatile bonus room that can be used as an office, playroom, gym or additional living space. The home has been extensively updated, giving you the peace of mind of major improvements already completed. Recent updates include a new roof (2022), hurricane-rated windows and doors (2022), new pool and pool pavers/tile, pool pump and safety fence (2023), whole-home water purification system and blown-in insulation (2023). The A/C and ductwork, electrical, plumbing and fixtures have all been updated within the past five years, along with the water heater, interior paint, doors and trim. Appliances are approximately five years old. Step outside and this property really shines! The sparkling private pool creates the perfect setting for relaxing or entertaining, while the large rear patio provides plenty of room for outdoor games, gatherings or parking your RV or boat. A small storage shed adds even more convenience. With no HOA and no CDD fees, you have the freedom to enjoy your property your way. And for those looking for a canal-front lifestyle without the added expense of flood insurance, no flood insurance is required. Bring your boat, RV and your Florida lifestyle and take advantage of this rare opportunity to own a 4-bedroom pool home on a freshwater canal with extensive updates and no HOA/CDD fees. This is the kind of home that offers both lifestyle and value—and it's ready for its next owner!
Facts
- Property type
- Single Family Residence
- Year built
- 1983
- Living area
- 1,950 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Freshwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,425/yr
- Listed
- 2026-09-29
- MLS #
- A4708181
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1093 DORCHESTER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,259
$1,694 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,694
- Property taxes
- $285
- Homeowners insurance
- $279
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,259
Over the life of the loan
- Loan amount
- $268,000
- Down payment
- $67,000
- Total interest
- $341,819
- Principal + interest paid
- $609,819
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1093 Dorchester St, Port Charlotte, FL 33952
Listing courtesy of REALTYTEAM.COM, INC. · MLS# A4708181 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



