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Lasbury Tracy Realty Inc
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$335,000

Active

1093 Dorchester St, Port Charlotte, FL 33952

4 beds · 2 baths · 1,950 sq ft

Listing courtesy of REALTYTEAM.COM, INC. · MLS# A4708181

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

4-BEDROOM POOL HOME ON A FRESHWATER CANAL — NO HOA, NO CDD & NO FLOOD INSURANCE REQUIRED! This beautifully updated 4-bedroom, 2-bath home offers an incredible combination of space, privacy, outdoor living and value. Tucked away among lush, mature landscaping and fruit trees, the property overlooks a peaceful freshwater canal and feels like your own private tropical retreat—yet is just minutes from shopping, dining and everyday conveniences. Inside, you'll find four spacious bedrooms, each with its own LARGE walk-in closet, plus a versatile bonus room that can be used as an office, playroom, gym or additional living space. The home has been extensively updated, giving you the peace of mind of major improvements already completed. Recent updates include a new roof (2022), hurricane-rated windows and doors (2022), new pool and pool pavers/tile, pool pump and safety fence (2023), whole-home water purification system and blown-in insulation (2023). The A/C and ductwork, electrical, plumbing and fixtures have all been updated within the past five years, along with the water heater, interior paint, doors and trim. Appliances are approximately five years old. Step outside and this property really shines! The sparkling private pool creates the perfect setting for relaxing or entertaining, while the large rear patio provides plenty of room for outdoor games, gatherings or parking your RV or boat. A small storage shed adds even more convenience. With no HOA and no CDD fees, you have the freedom to enjoy your property your way. And for those looking for a canal-front lifestyle without the added expense of flood insurance, no flood insurance is required. Bring your boat, RV and your Florida lifestyle and take advantage of this rare opportunity to own a 4-bedroom pool home on a freshwater canal with extensive updates and no HOA/CDD fees. This is the kind of home that offers both lifestyle and value—and it's ready for its next owner!

Facts

Property type
Single Family Residence
Year built
1983
Living area
1,950 sqft
Lot size
0.23 acres
Waterfront
Yes · 80 ft
Water access
Canal - Freshwater
Water view
Yes
Private pool
Yes
Exposure
East
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$3,425/yr
Listed
2026-09-29
MLS #
A4708181

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1093 DORCHESTER ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,259

$1,694 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,694
Property taxes
$285
Homeowners insurance
$279
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,259

Over the life of the loan

Loan amount
$268,000
Down payment
$67,000
Total interest
$341,819
Principal + interest paid
$609,819
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1093 Dorchester St, Port Charlotte, FL 33952

Listing courtesy of REALTYTEAM.COM, INC. · MLS# A4708181 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Oct 3 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 2, 2026, 8:53 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]