$337,600
Active22181 New York Ave, Port Charlotte, FL 33952
3 beds · 2 baths · 1,815 sq ft
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6149006
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
POOL VIEWS, SUN-FILLED LIVING, AND IMPORTANT UPDATES ALREADY COMPLETED! Discover this THREE-BEDROOM, TWO-BATHROOM POOL HOME in Port Charlotte, featuring BEAUTIFUL TILE FLOORING THROUGHOUT, a FENCED BACKYARD, GARAGE, and a bright ENCLOSED LANAI with NO POPCORN CEILINGS. NO HOA FEES and NO RENTAL RESTRICTIONS making flexibility for a primary residence, seasonal retreat, or rental investment. The LARGE KITCHEN overlooks the pool, giving everyday cooking a wonderful view. TWO SEPARATE COUNTER SEATING AREAS create room for casual meals, conversation, and entertaining with friends and family. The ENCLOSED LANAI brings in abundant natural light through numerous HURRICANE-IMPACT WINDOWS, making it an inviting setting for morning coffee, reading, or a home office. SLIDING DOORS FROM THE PRIMARY BEDROOM provide direct access, while POCKET DOORS allow you to close off the lanai for added separation and flexibility. Outside, enjoy your own HEATED POOL and FENCED BACKYARD—perfect for refreshing swims, weekend cookouts, gardening, and relaxing in the Florida sunshine. The GARAGE and EXTENDED DRIVEWAY add practical parking options. Notable improvements include ROOF REPLACEMENT (2020), A/C REPLACEMENT AND WHOLE-HOUSE REPIPE (2018), DRIVEWAY EXTENSION (2017), and 14 WINDOWS REPLACED WITH HURRICANE-IMPACT WINDOWS (2016). Additional hurricane shutters are also included. More recent updates include a REFRIGERATOR (OCTOBER 2026); DISHWASHER, GARBAGE DISPOSAL, WATER HEATER, and POOL PUMP (AUGUST 2024); and POOL HEATER (2023). New pool screens, fresh paint, an updated primary bathroom vanity and toilet, faucets, ceiling fans, and lights add to the appeal. The home is connected to sewer. Whether you’re purchasing your first home, looking for your next Florida getaway, or exploring a rental investment, discover the possibilities at 22181 New York Avenue, Port Charlotte, FL 33952. Schedule your showing and experience the pool views and sunny lanai for yourself!
Facts
- Property type
- Single Family Residence
- Year built
- 1982
- Living area
- 1,815 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,833/yr
- Listed
- Oct 11, 2026
- MLS #
- D6149006
Virtual tour
- iGuide 3-D touryouriguide.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 22181 NEW YORK AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,391
$1,707 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,707
- Property taxes
- $403
- Homeowners insurance
- $281
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,391
Over the life of the loan
- Loan amount
- $270,080
- Down payment
- $67,520
- Total interest
- $344,472
- Principal + interest paid
- $614,552
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
22181 New York Ave, Port Charlotte, FL 33952
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6149006 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



