$170,000
Active540 Sharon Cir, Port Charlotte, FL 33952
3 beds · 1 bath · 1,220 sq ft
Listing courtesy of LEGACY PREMIER REALTY LLC · MLS# A4708243
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. CLOSING COST ASSISTANCE AVAILABLE WITH AN ACCEPTABLE OFFER! Welcome to 540 Sharon Circle, a 3-bedroom, 1-bath single-family home offering approximately 1,220 square feet of living space in the heart of Port Charlotte. This property presents an excellent opportunity for buyers looking to make a home their own, investors searching for their next project, or anyone seeking an affordable property with plenty of potential. Inside, you'll find a functional layout featuring three bedrooms, a spacious living area, separate dining space, kitchen with ample cabinetry, and a full bathroom. The home also features an attached 1-car garage, interior laundry area, sliding glass doors leading outside, and a generous yard with plenty of room to enjoy the Florida sunshine. The property is ready for a new owner to bring their vision and updates, making it a great opportunity to customize and build equity over time. Conveniently located near shopping, dining, medical facilities, schools, and everything Port Charlotte has to offer.
Facts
- Property type
- Single Family Residence
- Year built
- 1958
- Living area
- 1,220 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,441/yr
- Listed
- 2026-10-01
- MLS #
- A4708243
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 540 SHARON CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,263
$860 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $860
- Property taxes
- $203
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,263
Over the life of the loan
- Loan amount
- $136,000
- Down payment
- $34,000
- Total interest
- $173,461
- Principal + interest paid
- $309,461
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
540 Sharon Cir, Port Charlotte, FL 33952
Listing courtesy of LEGACY PREMIER REALTY LLC · MLS# A4708243 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
