$550,000
Active8982 Seagrape Ln, Boca Grande, FL 33921
2 beds · 1 bath · 600 sq ft
Listing courtesy of JACK KELLER INC · MLS# TB8554301
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
This remodeled beach house on Little Gasparilla Island is just a short walk from the beach and comes with deeded beach access. Located on a unique bridgeless barrier island, it offers privacy, natural beauty, and a relaxed Florida coastal lifestyle. Updated in 2023, this 2-bedroom, 1-bath home is designed for both personal use and vacation rental, making it a great chance to own an island retreat. The open floor plan connects the living, dining, and kitchen areas, creating a comfortable space for everyday living. The kitchen has new stainless-steel appliances, wood cabinets, and a granite island. From here, you can step out onto a large screened lanai, which extends the living space and is perfect for relaxing. Picture yourself starting the day with coffee in the fresh air or spending the evening with friends, listening to the quiet sounds of the island. Downstairs, there are three large storage rooms, including one finished area with air conditioning, a seating area, and a counter. This flexible space can be used as a retreat, hobby room, workspace, or for storing beach gear. Outside, there is a grill hut for casual meals and a tiki-style umbrella that creates a shaded spot to relax after a day at the beach. This home is more than just a place to stay; it's a spot to unwind, reconnect, and enjoy the Florida lifestyle. Whether you want a private getaway, a vacation home, or a property with rental potential, this remodeled Little Gasparilla Island home is a rare chance to own a piece of Florida's coast.
Facts
- Property type
- Single Family Residence
- Year built
- 1985
- Living area
- 600 sqft
- Lot size
- 0.12 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,316/yr
- Monthly fees
- $46/mo
- Listed
- 2026-10-01
- MLS #
- TB8554301
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8982 SEAGRAPE LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,562
$2,781 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,781
- Property taxes
- $276
- Homeowners insurance
- $458
- Flood insurance
- $0
- HOA / condo fees
- $46
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,562
Over the life of the loan
- Loan amount
- $440,000
- Down payment
- $110,000
- Total interest
- $561,196
- Principal + interest paid
- $1,001,196
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8982 Seagrape Ln, Boca Grande, FL 33921
Listing courtesy of JACK KELLER INC · MLS# TB8554301 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.