$430,000
Active8040 Agate St, Port Charlotte, FL 33981
4 beds · 2 baths · 1,674 sq ft
Listing courtesy of ADAN INVESTMENTS REAL ESTATE GROUP, PLLC · MLS# S5158764
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
This new home has all the extras you have been looking for, including granite countertops, stainless steel appliances, whit3 shaker kitchen cabinets,fully tiled shower and tub surrounds, and super-durable luxury vinyl plank flooring throughout. The outside features an upgraded brick paver service walk and driveway. Smart energy-saving features like highly efficient water heaters and mechanicals, Low-E windows, and low-flow fixtures will keep electricity bills low. The spacious open floor plan allows ample space for entertaining with an open concept Kitchen/Great Room and multiple dining areas including a breezy covered lanai. Buy with confidence, as this solid new construction home. Simply can't find this much home for the money in a premier community with public sewer and water services. Make your appointment to view it now!
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 1,674 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $939/yr
- Listed
- 2026-10-02
- MLS #
- S5158764
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8040 AGATE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,611
$2,174 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,174
- Property taxes
- $78
- Homeowners insurance
- $358
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,611
Over the life of the loan
- Loan amount
- $344,000
- Down payment
- $86,000
- Total interest
- $438,753
- Principal + interest paid
- $782,753
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8040 Agate St, Port Charlotte, FL 33981
Listing courtesy of ADAN INVESTMENTS REAL ESTATE GROUP, PLLC · MLS# S5158764 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
