$189,900
Active13528 Martha Ave, Port Charlotte, FL 33981
3 beds · 1 bath · 1,142 sq ft
Listing courtesy of EDGERTON REALTY & DEVELOPMENT,LLC · MLS# D6149019
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Wonderful opportunity to own this home nestled in the Heart of the great community of the Gardens of Gulf Cove. This home has been remodeled and ready for you to move right in. This cute, gem of a home has so many new upgrades within the last year- , impact windows, hurricane shutters, new electrical outlets, hot water heater, washer and remodeled bath. There is all new plumbing and faucet, with warrantee, and completely re piped by local professionals. It even has a brand new water softener, insulation in the attic and behind walls and electric panal. The Garage was converted years ago into the third bedroom. All that's left is for you to unpack your bags and start enjoying the community clubhouse,2 community pools, tennis courts, and Florida lifestyle. Located within a half hour drive to beautiful local beaches, many golf courses, & world class fishing
Facts
- Property type
- Single Family Residence
- Year built
- 1978
- Living area
- 1,142 sqft
- Lot size
- 0.18 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE,X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,663/yr
- Monthly fees
- $37/mo
- Listed
- 2026-10-02
- MLS #
- D6149019
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13528 MARTHA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,586
$960 of that is principal & interest. 39% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $960
- Property taxes
- $389
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $37
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,586
Over the life of the loan
- Loan amount
- $151,920
- Down payment
- $37,980
- Total interest
- $193,766
- Principal + interest paid
- $345,686
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
13528 Martha Ave, Port Charlotte, FL 33981
Listing courtesy of EDGERTON REALTY & DEVELOPMENT,LLC · MLS# D6149019 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
