$589,900
Active8147 Tracy Cir, Port Charlotte, FL 33981
4 beds · 4 baths · 2,667 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531533
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
STUNNING PHOTOS COMING SOON...Brand new. Never lived in. Built for the way Southwest Florida really lives. Welcome to 8147 Tracy Circle, 2025 construction in South Gulf Cove with NO mandatory HOA. Step inside and 12-foot ceilings, tray details and 8-foot doors open the entire home up, with light pouring across 48"x24" porcelain tile from the entry to the four-panel impact slider. At the heart of it all is a chef's kitchen made for gathering: an oversized quartz island, statement center hood, soft-close cabinetry with glass-front uppers, stainless appliances and a pantry with room for everything. Four bedrooms and 3.5 baths sit on a split plan with TWO en-suite bedrooms, giving guests and extended stays a private retreat of their own. The primary suite opens straight to the covered lanai and delivers a soaking tub, separate shower, dual vanities and a private water closet and a walk-through closet to the laundry room. Peace of mind is built in: constructed to the current flood elevation code with impact-rated windows and doors throughout. Bring the boat, the golf cart and the toys. The garage includes golf cart space, and the community boat ramp puts the Myakka River, Charlotte Harbor and the Gulf within easy reach. Boca Grande and Englewood beaches, marinas, golf and I-75 are minutes away, and there is room to add a pool when you are ready. New home. No waiting. No mandatory HOA. This is the one.
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Living area
- 2,667 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,043/yr
- Monthly fees
- $10/mo
- Listed
- Oct 3, 2026
- MLS #
- C7531533
Price & status history
- Listed for $589,900
- Status changed to Active
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8147 TRACY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,571
$2,983 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,983
- Property taxes
- $87
- Homeowners insurance
- $492
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,571
Over the life of the loan
- Loan amount
- $471,920
- Down payment
- $117,980
- Total interest
- $601,908
- Principal + interest paid
- $1,073,828
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8147 Tracy Cir, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531533 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
