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$485,900

Active

8181 Tecumseh Cir, Port Charlotte, FL 33981

4 beds Β· 4 baths Β· 2,413 sq ft

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7531534

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Four bedrooms. Four full baths. A flex room. Zero mandatory HOA. 8181 Tecumseh Circle is brand-new 2025 construction in South Gulf Cove, tucked at the end of the road with the canal right across the street. Inside, high ceilings and an open layout connect the living room, dining area and kitchen into one bright, airy space finished in 48"x24" porcelain tile. The kitchen is built to work and built to entertain: a large stone-topped island, stainless appliances, a pantry and a sunny dinette for slow mornings. With four full baths, no one waits in line, and the flex room with closet easily becomes a home office, guest room or fifth bedroom. The primary suite delivers a generous walk-in closet and an oversized en-suite bath with dual sinks and a private water closet. Built to today's flood elevation code with impact-rated windows and doors, a 2-car garage and a covered lanai ready for Florida evenings. Launch the boat at the community ramp and cruise the canals to the Myakka River, Charlotte Harbor and the Gulf. Golf carts are welcome, the clubhouse and park are close by, and Boca Grande and Englewood beaches, marinas and I-75 are minutes away. Room to add a pool. Brand new, move-in ready and waiting for its first owner. Come see it before someone else calls it home.

Facts

Property type
Single Family Residence
Year built
2025
Living area
2,413 sqft
Lot size
0.23 acres
Private pool
No
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$1,043/yr
Monthly fees
$10/mo
Listed
Oct 3, 2026
MLS #
C7531534

Price & status history

  1. Listed for $485,900
  2. Status changed to Active

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 8181 TECUMSEH CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,959

$2,457 of that is principal & interest. 17% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,457
Property taxes
$87
Homeowners insurance
$405
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$2,959

Over the life of the loan

Loan amount
$388,720
Down payment
$97,180
Total interest
$495,791
Principal + interest paid
$884,511
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

8181 Tecumseh Cir, Port Charlotte, FL 33981

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7531534 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Sat, Oct 10 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 9, 2026, 5:39 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]