$25,000
Active3242 Highlands Rd, Punta Gorda, FL 33983
0.23 acre lot
Listing courtesy of STAR BAY REALTY CORP. · MLS# TB8554746
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome Home to Harbour Heights! Discover the perfect opportunity to build your dream home on this desirable Harbour Heights homesite, where all the preliminary work has already been completed for you. This property has been cleared, surveyed, and includes an approved septic permit, saving you valuable time and money. Looking to build without the long wait? A floor plan is available for a thoughtfully designed 1,800± sq. ft. home featuring 3 bedrooms, 3 bathrooms, a 2-car garage, and a spacious lanai. Need more room? The adjacent corner lot is also available for purchase, creating the possibility of a double-lot homesite. See MLS# TB8554741 3250 HIGHLANDS, PUNTA GORDA, FL 33983, which is likewise cleared, surveyed, and includes a septic permit. Ideally located, Harbour Heights offers convenient access to shopping, dining, entertainment, and I-75. Just one mile away, you'll enjoy the amenities of Harbour Heights Park, featuring a public boat ramp, fishing, kayaking, canoeing, pickleball courts, tennis courts, basketball courts, volleyball, playgrounds, picnic shelters, BBQ grills, dog-friendly areas, and more. Don't miss this rare opportunity to secure a build-ready lot in one of Charlotte County's most desirable waterfront communities. Start planning your Florida lifestyle today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- West
- Flood zone
- AE
- Annual taxes
- $570/yr
- Listed
- 2026-10-01
- MLS #
- TB8554746
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3242 HIGHLANDS RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$374
$126 of that is principal & interest. 66% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $126
- Property taxes
- $48
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $374
Over the life of the loan
- Loan amount
- $20,000
- Down payment
- $5,000
- Total interest
- $25,509
- Principal + interest paid
- $45,509
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3242 Highlands Rd, Punta Gorda, FL 33983
Listing courtesy of STAR BAY REALTY CORP. · MLS# TB8554746 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
