$430,000
Active4000 Bal Harbor Blvd #517, Punta Gorda, FL 33950
3 beds · 2 baths · 1,682 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531539
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to your dream waterfront retreat at Spinnaker Point. This spacious 3 bedroom, 2 bathroom ground level end unit condominium with southern rear exposure is located in Punta Gorda Isles known for its 45 miles of navigable canals and perfect coastal living. Unit 517 features include: Large two door storage closet on lanai with hand painted sailing mural, new luxury vinyl plank flooring in living areas, new carpet in primary bedroom suite, updated kitchen including granite counters, new refrigerator with ice and water dispenser and refinished cabinets. AC replaced Nov 2023. Freshly painted interior, new wood blinds in living room, hurricane grade windows throughout, easy to operate accordion style storm shutters, new ceiling fan in third bedroom with three types of LED lighting, flush mount LED ceiling lights in main hallway, new chandelier in dining room. With its prime location, you'll experience the perfect blend of serenity and convenience. As you step into this fully furnished condo, you'll be immediately captivated by the water view. Watch boats from the comfort of your private lanai. This well-appointed condo offers three bedrooms and two full bathrooms, providing space for relaxation and entertaining guests. With an open floor plan, the living and dining areas flow seamlessly, creating a welcoming atmosphere. The open kitchen with upgraded appliance package, plenty of cabinet space and a breakfast bar is perfect for the aspiring home chef or a quick morning coffee. The primary bedroom suite features en-suite bathroom and a large walk-in closet. The two guest bedrooms are very spacious, each with their own large closet providing plenty of room for your guests. The third bedroom is perfect for a home office, den or a craft room. Interior laundry room for added convenience features a washer and dryer, cabinets and closet space. You can take comfort in knowing that you can weather storms with storm protection with the highest-grade storm windows throughout. The lanai can be used year-round with its removable vinyl track windows, which help to keep it clean and free from rain while keeping the room cool. The community provides residents with access to a range of amenities, including two new pickle ball courts, tennis court, heated swimming pool with an ice machine. Community offers boat slips for power or sailboats up to 30ft, included in fees on first come first serve basis, less than ten minutes to Charlotte Harbor by boat. Plenty of car parking with one assigned parking space for each unit and open guest parking. All buildings within the community had new roof installed in 2023. Water enthusiasts will revel in the opportunity to access a boat dock, allowing you to set sail right from your doorstep into the waters of Charlotte Harbor which exits out to the Gulf of Mexico. You’ll be about five minutes to Ponce De Leon Park with glorious sunsets. Punta Gorda is renowned for Fishermen’s Village, a short drive away offering a variety of restaurants, shops and attractions. Enjoy the convenience of downtown, Golf, nearby schools, parks and easy access to major highways. This rarely available, 3-bedroom corner/end unit condo with 1682 total square feet under air also includes an additional Lanai with 232 square feet. Don’t miss this opportunity to own a piece of paradise in Punta Gorda Isles. This waterfront, fully furnished condo is ready to move in without any work at all and offers the perfect blend of space, comfort and views.
Facts
- Property type
- Condominium
- Year built
- 1989
- Living area
- 1,682 sqft
- Waterfront
- Yes · 38 ft
- Water access
- Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,381/yr
- Monthly fees
- $563/mo
- Listed
- 2026-10-05
- MLS #
- C7531539
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4000 BAL HARBOR BLVD #517. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,377
$2,174 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,174
- Property taxes
- $282
- Homeowners insurance
- $358
- Flood insurance
- $0
- HOA / condo fees
- $563
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,377
Over the life of the loan
- Loan amount
- $344,000
- Down payment
- $86,000
- Total interest
- $438,753
- Principal + interest paid
- $782,753
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4000 Bal Harbor Blvd #517, Punta Gorda, FL 33950
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531539 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



