$149,500
Active19325 Water Oak Dr #204, Port Charlotte, FL 33948
2 beds · 1 bath · 857 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7531556
2 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Enjoy resort-style living at Heritage Oak Park in this beautifully maintained, fully furnished condo with a gorgeous lake view! Used seasonally by the owner, the open floor plan features split bedrooms for privacy, 2 bedrooms, 1 bath, and an assigned carport. A bay of sliders opens to the screened tiled lanai which is a great place to enjoy your morning coffee, while the kitchen flows into the great room with a breakfast bar and fully equipped w/all the appliances. The spacious master suite includes a walk-in closet and ensuite bath with a tub/shower, (extra sink off the master) which is also accessible to guests from the great room. The second bedroom offers a pocket door for added privacy. Extras include ceiling fans throughout, an interior laundry closet with stack washer/dryer, roll down shades on the lanai, a new roof (2023), carports (2024), A/C (2022), and water heater (2012). The building offers an elevator and gas grills. Despite its central Port Charlotte location, preserved oak trees provide a serene, country feel just minutes from shopping and dining. The active community boasts an activities director, clubhouse, heated pool, fitness room, billiards, library, shuffleboard, bocce, tennis, pickleball, and a scenic walking path around the lake.
Facts
- Property type
- Condominium
- Year built
- 2002
- Living area
- 857 sqft
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Furnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $4,685/yr
- Monthly fees
- $383/mo
- Listed
- Oct 6, 2026
- MLS #
- C7531556
Price & status history
- Listed for $149,900
- Price reduced to $149,500
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 19325 WATER OAK DR #204. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,729
$756 of that is principal & interest. 56% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $756
- Property taxes
- $390
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $383
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,729
Over the life of the loan
- Loan amount
- $119,600
- Down payment
- $29,900
- Total interest
- $152,543
- Principal + interest paid
- $272,143
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
19325 Water Oak Dr #204, Port Charlotte, FL 33948
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7531556 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
