$189,000
Active1780 Phillippi Shores Dr #B2-53, Sarasota, FL 34231
Dock-Rackominium
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4708521
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to the exciting waterfront lifestyle at Phillippi Harbor Club in Sarasota! This rack measures 32Lx12.5Wx12.33H and can fit a boat 32Lx12Wx10.33H. Imagine the convenience of having your boat ready to go whenever you are, thanks to the friendly and efficient staff. Hurricane-protected building ensures that your boat stays safe and secure, while you enjoy peace of mind. With reasonable monthly fees, you can enjoy all the perks of the PHC without breaking the bank. But that's not all! Phillippi Harbor Club also offers valet services, discounted fuel, wash stations, shower room, service racks, full detailing services, and private assigned lockers. The location on protected waters with no bridges to the Intracoastal Waterway means that your boating adventures are just moments away. Nestled on the picturesque Philippi Creek, PHC offers more than just a place to keep your boat; it's a community of passionate boaters. This boat rack facility is approximately 4 minutes to the Intracoastal Waterway and about 20 minutes to the Gulf of Mexico.
Facts
- Property type
- Dock-Rackominium
- Year built
- 2007
- Water access
- Bay/Harbor, Creek, Gulf/Ocean, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $994/yr
- Monthly fees
- $218/mo
- Listed
- Oct 5, 2026
- MLS #
- A4708521
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1780 PHILLIPPI SHORES DR #B2-53. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,457
$956 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $956
- Property taxes
- $83
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $218
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,457
Over the life of the loan
- Loan amount
- $151,200
- Down payment
- $37,800
- Total interest
- $192,847
- Principal + interest paid
- $344,047
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1780 Phillippi Shores Dr #B2-53, Sarasota, FL 34231
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4708521 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



