$475,000
Active Under Contract5661 Midnight Pass Rd #401, Sarasota, FL 34242
2 beds · 2 baths · 1,012 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4708540
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Welcome to coastal living at its best in White Sands Village! This charming 2-bedroom, 2-bath end-unit condo offers a relaxed Siesta Key lifestyle in a desirable waterfront community. The furnished residence features an open floor plan, solid-surface countertops, tile flooring, and a comfortable living and dining area. Enjoy the community clubhouse and sparkling pool, along with water access and Gulf-front amenities. Boat slips may be available via waitlist. Ideally located just across the street from world-famous Siesta Key Beach and approximately one mile from Siesta Key Village, with convenient access to restaurants, shopping, entertainment, and all that the island has to offer. Whether you're looking for a full-time residence, vacation retreat, or investment opportunity, this condo offers an excellent opportunity to enjoy the best of Siesta Key.
Facts
- Property type
- Condominium
- Year built
- 1975
- Living area
- 1,012 sqft
- Private pool
- No
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,629/yr
- Monthly fees
- $1,066/mo
- Listed
- 2026-10-05
- MLS #
- A4708540
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5661 MIDNIGHT PASS RD #401. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,249
$2,402 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,402
- Property taxes
- $386
- Homeowners insurance
- $396
- Flood insurance
- $0
- HOA / condo fees
- $1,066
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,249
Over the life of the loan
- Loan amount
- $380,000
- Down payment
- $95,000
- Total interest
- $484,669
- Principal + interest paid
- $864,669
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5661 Midnight Pass Rd #401, Sarasota, FL 34242
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4708540 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
