$130,000
Active8438 Little Gasparilla Island, Placida, FL 33946
0.11 acre lot
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · MLS# TB8555131
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
STEPS FROM THE POWDERY SAND BEACH - UNOBSTRUCTED VIEW OF THE GULF - BUILD YOUR ISLAND RETREAT ON LITTLE GASPARILLA ISLAND! Discover the rare opportunity to create your own private coastal sanctuary on the enchanting shores of Little Gasparilla Island. Beautifully situated just minutes from the Gulf, this exceptional homesite places you less than three minutes from the island’s spectacular powdery- sand beach, where seashells, fascinating marine life, gentle waves, and unforgettable sunsets become part of your everyday life.Imagine mornings with your toes in the sand, afternoons exploring the shoreline, and evenings watching the sky transform into brilliant shades of gold, pink, and orange as the sun slips below the horizon. This is island living at its most peaceful and authentic.For boating and fishing enthusiasts, the surrounding waterways present endless adventures. Enjoy quick access to the Intracoastal Waterway for fishing, cruising, exploring nearby sandbars, or simply spending a carefree day on the water. Back on the island, winding golf-cart paths invite you to explore the natural beauty of this secluded coastal paradise.Little Gasparilla Island is truly a hidden gem of Old Florida—a bridgeless barrier island accessible only by private boat or water taxi. With no commercial stores, restaurants, traffic, or crowds, the island offers something increasingly rare: peace, privacy, and an unhurried connection with nature.Here, the soundtrack is the rhythmic surf and the call of seabirds. Days are spent beachcombing, fishing, boating, exploring, or simply relaxing beneath the palms. Nights bring spectacular sunsets and star-filled skies.This is more than a piece of land—it is the foundation for your own island lifestyle. Build your dream retreat, escape the hustle and bustle of mainland life, and create a place where every day feels like a vacation.Come discover Little Gasparilla Island—a true lifestyle treasure where your horizon is the Gulf and paradise is your backyard.
Facts
- Property type
- Land
- Lot size
- 0.11 acres
- Water access
- Beach, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Exposure
- West
- Flood zone
- VE, AE
- CDD
- No
- Annual taxes
- $744/yr
- Listed
- Oct 12, 2026
- MLS #
- TB8555131
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8438 LITTLE GASPARILLA ISLAND. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$919
$657 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $657
- Property taxes
- $62
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $919
Over the life of the loan
- Loan amount
- $104,000
- Down payment
- $26,000
- Total interest
- $132,646
- Principal + interest paid
- $236,646
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8438 Little Gasparilla Island, Placida, FL 33946
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · MLS# TB8555131 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
