$135,000
Active12676 Buffing Rd, Port Charlotte, FL 33981
0.6 acre lot
Listing courtesy of PLATINUM HOMES AND LAND REALTY · MLS# OM733519
3 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
LAND PRICES ARE ADJUSTING — THIS MAY BE A GREAT TIME TO BUY! If you’ve been thinking about buying land in the Ocala area, now is a great time to take a closer look. This property offers you options. Build your dream home or Multi family home, hold the land as an investment, or purchase now and build later. This is 2 lots. Lot 1 and Lot 11 ?? Looking for a builder? The seller is also available to build a home for you on the property, giving you the opportunity to purchase the land and have your new home built by the same seller. Whether you’re looking for a place to call home or a property to hold for the future, this is an opportunity worth considering. Conveniently located close to the Town of Port Charlotte Buy the land. Build the home. Or hold it as an investment. The choice is yours!
Facts
- Property type
- Land
- Lot size
- 0.6 acres
- Exposure
- South
- Flood zone
- X
- Annual taxes
- $3,056/yr
- Listed
- Oct 6, 2026
- MLS #
- OM733519
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12676 BUFFING RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,137
$683 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $683
- Property taxes
- $255
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,137
Over the life of the loan
- Loan amount
- $108,000
- Down payment
- $27,000
- Total interest
- $137,748
- Principal + interest paid
- $245,748
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12676 Buffing Rd, Port Charlotte, FL 33981
Listing courtesy of PLATINUM HOMES AND LAND REALTY · MLS# OM733519 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
