$265,000
Active2184 Onondaga Ln, Punta Gorda, FL 33983
3 beds · 2 baths · 1,570 sq ft
Open houses
- Fri, Oct 9 · 4–6 PMNew listing. Great as started home, downsizing, or second home. Great neighborhood location. Surrounded by higher priced homes.
- Sat, Oct 10 · 10 AM–1 PMNew listing. 3 Bedroom, 2 Bath, Newer Roof and A/C. Great as started home, downsizing, or second home. Great neighborhood location. Surrounded by higher priced homes.
- Sun, Oct 11 · 10 AM–1 PMNew listing - Priced to sell - split 3 bedroom floor plan with 2 bathrooms. Greate as a started home, downsizing, and/or second home. Great deed restricted neighborhood surrounded by higher priced homes.
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531615
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
This charming three-bedroom, two-bathroom home located in the desirable deed restricted Deep Creek Section 23 neighborhood offers approximately 1,570 square feet of comfortable living space on a 0.22 acre corner lot, featuring greenspace on the side and across Onondaga Lane for added privacy and an open, airy feel. The split floor plan showcases vaulted ceilings, a freshly painted and bright open living area, and hide-a-way sliding glass doors that extend the living space onto the screen enclosed lanai, accessible from both the dining area and the primary bedroom. The primary suite includes separate his-and-her walk-in closets, an en suite bath with a dual sink vanity, separate water closet, soaking tub and separate walk-in shower. The freshly painted and brightly lit kitchen features brand-new stainless-steel appliances, and a convenient breakfast bar. The tinted windows throughout add comfort and efficiency, while the luxury vinyl flooring in the bedrooms provides warmth and easy maintenance. Additional updates include new ceiling fans (2026), new interior/exterior light fixtures (2026), 4-year-old roof (2022) and central air system (2022) with a transferable a/c service contract through July 2027—providing peace of mind for years to come. This home blends thoughtful updates with everyday functionality, offering a welcoming retreat in a desirable residential deed restricted neighborhood location. (Note: Washer and dryer As Is, in place and may or may not be in working condition.)
Facts
- Property type
- Single Family Residence
- Year built
- 2006
- Living area
- 1,570 sqft
- Lot size
- 0.22 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,067/yr
- Monthly fees
- $17/mo
- Listed
- Aug 14, 2026
- MLS #
- C7531615
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2184 ONONDAGA LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,917
$1,340 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,340
- Property taxes
- $339
- Homeowners insurance
- $221
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,917
Over the life of the loan
- Loan amount
- $212,000
- Down payment
- $53,000
- Total interest
- $270,394
- Principal + interest paid
- $482,394
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2184 Onondaga Ln, Punta Gorda, FL 33983
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531615 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



