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Lasbury Tracy Realty Inc
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$395,000

Active

145 Bayshore Ct, Punta Gorda, FL 33950

2 beds Β· 2 baths Β· 1,440 sq ft

Listing courtesy of REDFIN CORPORATION Β· MLS# TB8555422

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

This well-maintained, 2 bed/2 bath, waterfront home in Punta Gorda Isles is located in the original sailboat section of PGI & features quick sailboat access to Charlotte Harbor. Featuring a den, a private dock accommodating up to a 45-foot sailboat, and plenty of thoughtful updates, this property is ready to enjoy the best of waterfront living. Hurricane shutters can be closed and secured from inside for added convenience and peace of mind. The recently painted interior features custom window treatments, new stainless steel appliances, granite countertops, a granite backsplash and a convenient kitchen pass-through window. The spacious layout offers ample storage, including a walk-in closet in the primary suite and a recently updated en-suite bathroom. Three sets of sliding glass doors in the primary bedroom, living/dining room and family room provide access to the lanai, creating an inviting connection to the outdoors. Recent improvements include fresh exterior and lanai paint, recently tightened roof tiles, upgraded boat dock pilings, a new paver patio and a new lawn irrigation system serving both the front and back yards. Mature landscaping, featuring fruit-bearing and flowering trees and hedges, adds to the property's appeal. Additional features include a garage with an exterior occupant access door, an easily accessible HVAC handler, an expansion tank on the hot water system, a whole-house filtration system installed in 2020 and a reverse osmosis filtration system at the kitchen sink. Enjoy some of the best fishing and boating Southwest Florida has to offer, with quick sailboat access to Charlotte Harbor. The screened lanai overlooks the canal, offering a relaxing spot to watch dolphins and manatees pass by. With a private dock and convenient access to open water, your next sailing or boating adventure can begin right in your backyard!

Facts

Property type
Single Family Residence
Year built
1977
Living area
1,440 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 54 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
Water view
Yes
Private pool
No
Exposure
East
Furnished
Partially
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$8,721/yr
Listed
Oct 9, 2026
MLS #
TB8555422

Price & status history

  1. Listed for $395,000
  2. Price reduced to $395,000from $399,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 145 BAYSHORE CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,053

$1,997 of that is principal & interest. 35% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,997
Property taxes
$727
Homeowners insurance
$329
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,053

Over the life of the loan

Loan amount
$316,000
Down payment
$79,000
Total interest
$403,041
Principal + interest paid
$719,041
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

145 Bayshore Ct, Punta Gorda, FL 33950

Listing courtesy of REDFIN CORPORATION Β· MLS# TB8555422 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Wed, Oct 21 Β· Afternoon (3-6)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 21, 2026, 3:15 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]