$395,000
Active145 Bayshore Ct, Punta Gorda, FL 33950
2 beds Β· 2 baths Β· 1,440 sq ft
Listing courtesy of REDFIN CORPORATION Β· MLS# TB8555422
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
This well-maintained, 2 bed/2 bath, waterfront home in Punta Gorda Isles is located in the original sailboat section of PGI & features quick sailboat access to Charlotte Harbor. Featuring a den, a private dock accommodating up to a 45-foot sailboat, and plenty of thoughtful updates, this property is ready to enjoy the best of waterfront living. Hurricane shutters can be closed and secured from inside for added convenience and peace of mind. The recently painted interior features custom window treatments, new stainless steel appliances, granite countertops, a granite backsplash and a convenient kitchen pass-through window. The spacious layout offers ample storage, including a walk-in closet in the primary suite and a recently updated en-suite bathroom. Three sets of sliding glass doors in the primary bedroom, living/dining room and family room provide access to the lanai, creating an inviting connection to the outdoors. Recent improvements include fresh exterior and lanai paint, recently tightened roof tiles, upgraded boat dock pilings, a new paver patio and a new lawn irrigation system serving both the front and back yards. Mature landscaping, featuring fruit-bearing and flowering trees and hedges, adds to the property's appeal. Additional features include a garage with an exterior occupant access door, an easily accessible HVAC handler, an expansion tank on the hot water system, a whole-house filtration system installed in 2020 and a reverse osmosis filtration system at the kitchen sink. Enjoy some of the best fishing and boating Southwest Florida has to offer, with quick sailboat access to Charlotte Harbor. The screened lanai overlooks the canal, offering a relaxing spot to watch dolphins and manatees pass by. With a private dock and convenient access to open water, your next sailing or boating adventure can begin right in your backyard!
Facts
- Property type
- Single Family Residence
- Year built
- 1977
- Living area
- 1,440 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 54 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Partially
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,721/yr
- Listed
- Oct 9, 2026
- MLS #
- TB8555422
Price & status history
- Listed for $395,000
- Price reduced to $395,000from $399,000
Virtual tour
- Matterport 3-D tourmy.matterport.com
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 145 BAYSHORE CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,053
$1,997 of that is principal & interest. 35% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,997
- Property taxes
- $727
- Homeowners insurance
- $329
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,053
Over the life of the loan
- Loan amount
- $316,000
- Down payment
- $79,000
- Total interest
- $403,041
- Principal + interest paid
- $719,041
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
145 Bayshore Ct, Punta Gorda, FL 33950
Listing courtesy of REDFIN CORPORATION Β· MLS# TB8555422 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Punta Gorda
Want an email when homes like this list?
New Punta Gorda listings with at least 2 bedrooms up to $495,000. Free, and you can stop any time.



