$92,000
Active21150 Gertrude Ave #F5, Port Charlotte, FL 33952
1 bed · 1 bath · 550 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531633
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to Sunshine Villas! Discover the charm of Southwest Florida living in this one-bedroom, one-bath villa, ideally located in the heart of Port Charlotte. Whether you're looking for a seasonal retreat, a full-time residence, or an investment opportunity, this villa offers an opportunity to enjoy the Florida lifestyle in a convenient central location. Sunshine Villas is close to shopping, restaurants, grocery stores, medical facilities, and everyday conveniences. Enjoy the area's year-round outdoor lifestyle with nearby boating, fishing, kayaking, golf, parks, beaches, and nature trails. Just a short drive away, historic downtown Punta Gorda offers waterfront parks, scenic walking and biking paths, waterfront dining, boutique shopping, and a variety of community events. From Charlotte Harbor to the area's beautiful parks and recreational destinations, there is always something to explore and enjoy. Whether you're seeking a place to call your own, a seasonal escape, or a potential income-producing property, this Sunshine Villas opportunity puts you close to the best of Port Charlotte and Punta Gorda. Enjoy the sunshine, convenience, and relaxed coastal lifestyle of Charlotte County!
Facts
- Property type
- Villa
- Year built
- 1977
- Living area
- 550 sqft
- Lot size
- 0.01 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,733/yr
- Monthly fees
- $251/mo
- Listed
- Oct 4, 2026
- MLS #
- C7531633
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21150 GERTRUDE AVE #F5. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,061
$465 of that is principal & interest. 56% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $465
- Property taxes
- $144
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $251
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,061
Over the life of the loan
- Loan amount
- $73,600
- Down payment
- $18,400
- Total interest
- $93,873
- Principal + interest paid
- $167,473
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21150 Gertrude Ave #F5, Port Charlotte, FL 33952
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531633 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
