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$519,000

Active

1785 Saddlewood Cir, Port Charlotte, FL 33953

4 beds Β· 3 baths Β· 2,032 sq ft

Listing courtesy of BEYCOME OF FLORIDA LLC Β· MLS# O6447764

2 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to this beautiful 3-year-young pool home located in the desirable golf cart-friendly, gated entry community of Biscayne Landing in Northwest Port Charlotte. Stunning Gulf shore beaches are a short commute away. No CDD fees and located in Flood Zone X (no flood insurance required). The HOA fee includes lawn maintenance, irrigation, hi-speed fiber internet and cable TV. Set on a premium .21-acre lake-view lot, this 4-bedroom, 3-full-bath home features 2,032 sq ft of air-conditioned living space plus 1,110 sq ft of outdoor living area. The fully fenced yard includes three gates for easy access. The screened lanai is the heart of the home: relax in the heated pool, soak in the hot tub/spa, grill, or watch TV while taking in peaceful water views. In the evenings, upgraded color-changing LED lights on the pool cage and multi-theme pool lights set the mood. Inside this open concept home, you'll find ceiling fans in the living room and all four bedrooms, with plenty of room for family and guests. Inside, you'll find granite countertops throughout, stainless steel appliances, timeless cabinetry, a custom-tiled backsplash in the kitchen, and a kitchen pantry. The primary suite has two walk-in closets and an en suite bath with a dual-sink vanity and oversized walk-in shower. A second bedroom has its own en suite bath, room for guests, and all three bathrooms feature tiled surrounds. The community amenity center features a heated pool, fitness center, and pickleball courts, and sidewalks line the streets throughout the neighborhood. Conveniently close to grocery and retail shopping, waterfront dining, live music, golf, Centennial Park, Tampa Bay Rays' spring training facility, and much more. Move-in ready, so come live the Florida life!

Facts

Property type
Single Family Residence
Year built
2023
Living area
2,032 sqft
Lot size
0.21 acres
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Negotiable
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$5,598/yr
Monthly fees
$265/mo
Listed
Oct 6, 2026
MLS #
O6447764

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1785 SADDLEWOOD CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,788

$2,624 of that is principal & interest. 31% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,624
Property taxes
$467
Homeowners insurance
$433
Flood insurance
$0
HOA / condo fees
$265
Mortgage insurance (PMI)
$0
Total per month
$3,788

Over the life of the loan

Loan amount
$415,200
Down payment
$103,800
Total interest
$529,565
Principal + interest paid
$944,765
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1785 Saddlewood Cir, Port Charlotte, FL 33953

Listing courtesy of BEYCOME OF FLORIDA LLC Β· MLS# O6447764 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 9 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 8, 2026, 5:14 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]