$340,000
Active5281 Forbes Ter, Port Charlotte, FL 33981
3 beds · 3 baths · 1,991 sq ft
Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585
Listing courtesy of BARCLAYS REAL ESTATE GROUP 1 · MLS# A4708725
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Look closely at this deal on a Gulf Cove waterfront home newly appointed with a modern kitchen, built-in wall ovens, large cooking island with stainless-steel hood, updated finishes, and roof-mounted solar panels. Spacious living areas with a Florida room overlooking your water. Ceramic tile throughout the entire home, full laundry room and three full bathrooms. Large oak trees cover a back patio area with outdoor shower, firepit, and room for entertaining. Enjoy the waters of the Gulf with your seawater canal views, dock, and davits. The community of Gulf Cove offers optional access to a private boat ramp and waterfront park, where you can access the Myakka River, Charlotte Harbor, and the Gulf of America. The area provides convenient access to boating, fishing, golf, dining, shopping, nature areas, and Charlotte Sports Park, home to Tampa Bay Rays spring training.
Facts
- Property type
- Single Family Residence
- Year built
- 1982
- Living area
- 1,991 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 50 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,964/yr
- Listed
- Oct 5, 2026
- MLS #
- A4708725
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5281 FORBES TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,500
$1,719 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,719
- Property taxes
- $497
- Homeowners insurance
- $283
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,500
Over the life of the loan
- Loan amount
- $272,000
- Down payment
- $68,000
- Total interest
- $346,921
- Principal + interest paid
- $618,921
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5281 Forbes Ter, Port Charlotte, FL 33981
Listing courtesy of BARCLAYS REAL ESTATE GROUP 1 · MLS# A4708725 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
