$749,000
Active6285 Midnight Pass Rd #406, Sarasota, FL 34242
2 beds Β· 3 baths Β· 1,456 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4708761
3 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Welcome to this beautiful Penthouse end unit at the highly desirable Excelsior Beach to Bay community. Perfectly positioned on the Bay side, this 2 bedroom, 2.5 bath condo offers an open, airy layout enhanced by vaulted ceilings, abundant natural light, and impact windows throughout for peace of mind and energy efficiency. The living and dining areas flow seamlessly together, creating an ideal setting for entertaining or relaxing. The dining area features a mirrored accent wall, a built-in cabinet under the stairs, and another built-in at the end of the room for elegant storage and display. A wood staircase leads to the loft, a rare feature in this complex. The spacious loft includes a half bath, and 2 generous closets, offering flexibility as a guest retreat, office, or media room. The loft expands your living options beautifully. The kitchen is both functional and stylish, featuring wood cabinetry, Cambria quartz countertops, marble floors, a tray ceiling and a built-in eat-in area/desk. A window over the sink provides a charming peek of the Bay. The Primary Bedroom impresses with soaring vaulted ceilings, custom built-in furniture, and a bright, open feel, while the Primary Bath offers two separate sink areas with granite counters, built-in cabinetry, and a wall of closets-providing abundant storage and space. Pella sliding glass doors lead to the Florida room/lanai, enclosed in glass and framed by vaulted ceilings invites you to relax and enjoy tranquil views year-round. Residents of Excelsior enjoy private beach access, along with two heated pools, fitness center, tennis and pickleball courts, and clubhouse. Whether youβre seeking a full-time residence, vacation getaway, or investment opportunity, this Penthouse condo offers a rare blend of comfort, style, and location.
Facts
- Property type
- Condominium
- Year built
- 1981
- Living area
- 1,456 sqft
- Water access
- Bay/Harbor, Beach, Beach - Access Deeded, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,221/yr
- Monthly fees
- $1,055/mo
- Listed
- Oct 6, 2026
- MLS #
- A4708761
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 6285 MIDNIGHT PASS RD #406. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,735
$3,787 of that is principal & interest. 34% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,787
- Property taxes
- $268
- Homeowners insurance
- $624
- Flood insurance
- $0
- HOA / condo fees
- $1,055
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,735
Over the life of the loan
- Loan amount
- $599,200
- Down payment
- $149,800
- Total interest
- $764,247
- Principal + interest paid
- $1,363,447
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
6285 Midnight Pass Rd #406, Sarasota, FL 34242
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4708761 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



