$765,000
Active15508 Ruston Cir, Port Charlotte, FL 33981
3 beds · 2 baths · 2,127 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7531674
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
EXCEPTIONAL WATERFRONT LIVING ON ONE OF SOUTH GULF COVE’S WIDEST AND MOST DESIRABLE CANALS! This beautiful 3-bedroom, 2-bath home checks all the boxes for discerning Florida buyers seeking breathtaking views, outstanding boating access, and luxurious outdoor living. Perfectly positioned on the scenic Zephyr Waterway, the property offers 116 feet of waterfrontage and approximately 250 feet of panoramic water views. A BOATER’S PARADISE with a large dock featuring a covered boat lift, water, and electric! Enjoy only ONE bridge to the lagoon and approximately 10 minutes to the Myakka River, providing convenient access to Charlotte Harbor and the Gulf beyond. From the moment you enter, spectacular water views draw your attention to the expansive screened lanai, stunning INFINITY-EDGE POOL AND SPA, and serene tropical surroundings. The outdoor kitchen creates the perfect setting for waterfront entertaining, while the infinity-edge design seemingly blends the pool into the sparkling canal beyond. Whether enjoying morning coffee, relaxing poolside, or watching boats cruise by, this home captures the very best of the Florida waterfront lifestyle. Inside, you'll find an updated kitchen with granite countertops, upgraded cabinetry, and newer appliances, along with a convenient wet bar for entertaining. Coastal-inspired luxury vinyl flooring complements the home's inviting atmosphere. An oversized garage and separate storage shed provide additional space for vehicles and boating essentials. MAJOR RECENT UPGRADES include a new roof and HVAC (2022), cabinetry and flooring (2022), lanai structure and screening (2023), pool heater (2024), kitchen countertops and appliances (2025), pool pump and salt injector (2025), spa controller (2026), and upgraded irrigation system. WIDE WATER VIEWS, EXCEPTIONAL BOATING ACCESS, INFINITY-EDGE POOL, OUTDOOR KITCHEN, AND EXTENSIVE UPDATES! This exceptional property offers the perfect combination of comfort, luxury, and the Florida boating lifestyle. Opportunities like this on South Gulf Cove's premier waterways are rarely available. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Living area
- 2,127 sqft
- Lot size
- 0.28 acres
- Waterfront
- Yes · 232 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,355/yr
- Listed
- Oct 14, 2026
- MLS #
- C7531674
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15508 RUSTON CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,452
$3,868 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,868
- Property taxes
- $946
- Homeowners insurance
- $638
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,452
Over the life of the loan
- Loan amount
- $612,000
- Down payment
- $153,000
- Total interest
- $780,572
- Principal + interest paid
- $1,392,572
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15508 Ruston Cir, Port Charlotte, FL 33981
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7531674 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
