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Lasbury Tracy Realty Inc
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$193,500

Active

21427 Michigan Ave, Port Charlotte, FL 33952

2 beds Β· 1 bath Β· 988 sq ft

Listing courtesy of BARNES & PHILLIPS REAL ESTATE Β· MLS# C7531695

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Affordable, Updated & Ready to Move In! Priced to Sell and located out of a flood zone, no flood insurance required! Well maintained 2-bedroom, 1-bath home that offers an excellent opportunity for a buyer looking for affordability without sacrificing important updates and extra space. Set on a generous corner lot, the home features a comfortable layout with plenty of natural light, enhanced by energy-efficient double-pane windows. Whether you're a first-time buyer, downsizing, looking for an investment property, or simply want a home with room to work and store your belongings, this property has a lot to offer. One of the property's biggest highlights is the detached 25' x 20' metal garage/workshop. With ample room for vehicles, tools, equipment, hobbies, storage, or a dedicated work area, this is a feature that's hard to find at this price point. The fully fenced backyard provides a private outdoor space for pets, gardening, entertaining, or relaxing. Major improvements have already been taken care of, including a 2020 roof, 2021 electrical panel, and a completely new septic system installed in 2022. Adding even more value is the home's solar power system, designed to improve energy efficiency and help reduce monthly electric expenses. With its affordable price, major recent improvements, solar power system, oversized detached workshop, corner-lot setting, and fenced backyard, this property offers a lot of value for the money. Don't miss the opportunity to make this move-in-ready home your own!

Facts

Property type
Single Family Residence
Year built
1982
Living area
988 sqft
Lot size
0.23 acres
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,449/yr
Listed
Oct 8, 2026
MLS #
C7531695

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 21427 MICHIGAN AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,383

$978 of that is principal & interest. 29% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$978
Property taxes
$204
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,383

Over the life of the loan

Loan amount
$154,800
Down payment
$38,700
Total interest
$197,439
Principal + interest paid
$352,239
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

21427 Michigan Ave, Port Charlotte, FL 33952

Listing courtesy of BARNES & PHILLIPS REAL ESTATE Β· MLS# C7531695 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 9 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 8, 2026, 8:24 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]